{"id":719,"date":"2024-01-23T12:28:00","date_gmt":"2024-01-23T12:28:00","guid":{"rendered":"https:\/\/segurosecidadania.pt\/?p=719"},"modified":"2024-01-30T12:21:48","modified_gmt":"2024-01-30T12:21:48","slug":"jurisprudencia-1","status":"publish","type":"post","link":"https:\/\/segurosecidadania.pt\/?p=719","title":{"rendered":"Seguro de Acidentes Pessoais"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m5jz3-cffd7434300f7b7aef9d0eb5ed8c2716\">\n.avia-section.av-m5jz3-cffd7434300f7b7aef9d0eb5ed8c2716{\nbackground-color:#4db8e8;\nbackground-image:unset;\nz-index:0;\nposition:relative;\n}\n.av-curtain-footer.av-curtain-activated #main .avia-section.av-m5jz3-cffd7434300f7b7aef9d0eb5ed8c2716{\nz-index:0;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-m5jz3-cffd7434300f7b7aef9d0eb5ed8c2716 main_color avia-section-small avia-no-border-styling  avia-builder-el-0  el_before_av_one_full  avia-builder-el-first  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.av-special-heading.av-8f3tj-2bc3d32c1a74c6bef20bcaff0bca2b4b{\nmargin:0 0 -35px 0;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av-special-heading.av-8f3tj-2bc3d32c1a74c6bef20bcaff0bca2b4b{\nmargin:0 0 -35px 0;\n}\n#top #wrap_all .av-special-heading.av-8f3tj-2bc3d32c1a74c6bef20bcaff0bca2b4b .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-8f3tj-2bc3d32c1a74c6bef20bcaff0bca2b4b av-special-heading-h6 custom-color-heading blockquote modern-quote  avia-builder-el-2  avia-builder-el-no-sibling  av-inherit-size'><h6 class='av-special-heading-tag'  itemprop=\"headline\"  >Newsletter APS #01 | janeiro 2024<\/h6><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-719'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-trht6-2531b05852eb1b77cb261c9b9e83c8d6 av_one_full  avia-builder-el-3  el_after_av_section  avia-builder-el-no-sibling  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-e9plz-8ffcd0ae1f2734dc492daf9defc0daa1\">\n#top .av-post-metadata-container.av-e9plz-8ffcd0ae1f2734dc492daf9defc0daa1{\nfont-size:14px;\nmargin:0 0 1px 0;\n}\n#top .av-post-metadata-container.av-e9plz-8ffcd0ae1f2734dc492daf9defc0daa1 .av-post-metadata-container-inner{\nfont-size:14px;\n}\n<\/style>\n<div  class='av-post-metadata-container av-e9plz-8ffcd0ae1f2734dc492daf9defc0daa1 av-metadata-container-align-left  avia-builder-el-4  el_before_av_heading  avia-builder-el-first  av-metadata-container-1'><div class='av-post-metadata-container-inner'><span class=\"av-post-metadata-content av-post-metadata-meta-content\"><span class=\"av-post-metadata-content av-post-metadata-category\"><span class=\"av-post-metadata-category-link\" ><a href=\"https:\/\/segurosecidadania.pt\/?cat=17\" >Jurisprud\u00eancia<\/a><\/span><\/span><\/span><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1b9wa-3fa6991865ade597a60f459dc8a1c19e\">\n#top .av-special-heading.av-1b9wa-3fa6991865ade597a60f459dc8a1c19e{\nmargin:0 0 0 0;\npadding-bottom:0;\nfont-size:30px;\n}\nbody .av-special-heading.av-1b9wa-3fa6991865ade597a60f459dc8a1c19e .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-1b9wa-3fa6991865ade597a60f459dc8a1c19e .av-special-heading-tag{\nfont-size:30px;\npadding:0 0 20px 0;\n}\n.av-special-heading.av-1b9wa-3fa6991865ade597a60f459dc8a1c19e .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-1b9wa-3fa6991865ade597a60f459dc8a1c19e .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-1b9wa-3fa6991865ade597a60f459dc8a1c19e .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-1b9wa-3fa6991865ade597a60f459dc8a1c19e av-special-heading-h1 blockquote modern-quote  avia-builder-el-5  el_after_av_post_metadata  el_before_av_textblock  av-inherit-size'><h1 class='av-special-heading-tag'  itemprop=\"headline\"  >Seguro de Acidentes Pessoais<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-lpcvxr49-658fa9932d29cf43ab3d722201b819e3 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><div>\n<p class=\"Default\"><b><span lang=\"PT\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-915\" src=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidentes-pessoais.jpg\" alt=\"\" width=\"2000\" height=\"800\" srcset=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidentes-pessoais.jpg 2000w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidentes-pessoais-300x120.jpg 300w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidentes-pessoais-1030x412.jpg 1030w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidentes-pessoais-768x307.jpg 768w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidentes-pessoais-1536x614.jpg 1536w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidentes-pessoais-1500x600.jpg 1500w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidentes-pessoais-705x282.jpg 705w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" \/>Tribunal da Rela\u00e7\u00e3o de Lisboa: <\/span><\/b><span lang=\"PT\"><a href=\"http:\/\/www.dgsi.pt\/jtrl.nsf\/33182fc732316039802565fa00497eec\/b24069abf89416af80258a6700338a5f?OpenDocument\" target=\"_blank\" rel=\"noopener\">Ac\u00f3rd\u00e3o<\/a> de 07 de novembro de 2023 (Processo n.\u00ba 3844\/19.6T8LSB.L1-7), com o seguinte sum\u00e1rio:<i><\/i><\/span><\/p>\n<\/div>\n<div>\n<p class=\"Default\"><i><span lang=\"PT\">I- \u00a0Sempre que se verifique que a altera\u00e7\u00e3o da decis\u00e3o sobre mat\u00e9ria de facto pretendida pelo apelante \u00e9 manifestamente insuscet\u00edvel de ter como efeito a altera\u00e7\u00e3o da decis\u00e3o quanto ao fundo da causa, deve concluir-se que a aprecia\u00e7\u00e3o da impugna\u00e7\u00e3o da decis\u00e3o sobre mat\u00e9ria de facto contraria os princ\u00edpios da celeridade e celeridade e economia processuais (art.\u00bas 2\u00ba, n\u00ba 1, 137\u00ba e 138\u00ba, todos do CPC), e constitui um ato in\u00fatil, e como tal proibido (art.\u00ba 130\u00ba), raz\u00e3o pelo qual deve o Tribunal da Rela\u00e7\u00e3o rejeit\u00e1-la.<\/span><\/i><\/p>\n<\/div>\n<div>\n<p class=\"Default\"><i><span lang=\"PT\">II- O contrato de seguro de acidentes pessoais cobre os riscos de les\u00e3o corporal, invalidez ou morte da pessoa segura &#8211; art.\u00ba 210\u00ba do Regime Jur\u00eddico do Contrato de Seguro.<\/span><\/i><\/p>\n<\/div>\n<div>\n<p class=\"Default\"><i><span lang=\"PT\">III- Por for\u00e7a da outorga de tal contrato fica a seguradora obrigada a reembolsar o segurado no valor dos danos pessoais emergentes daqueles eventos, nos termos previstos na ap\u00f3lice. No caso de morte, o valor a entregar aos benefici\u00e1rios da pessoa segura corresponde ao capital seguro \u2013 art.\u00ba 198\u00ba, n\u00ba 2 da LCS, aplic\u00e1vel <\/span><\/i><span lang=\"PT\">ex vi<i> do art.\u00ba 211\u00ba, n\u00ba 1 do mesmo diploma.<\/i><\/span><\/p>\n<\/div>\n<div>\n<p class=\"Default\"><i><span lang=\"PT\">IV- Nos termos do disposto no art.\u00ba 210\u00ba da LCS, o conceito de \u201cacidente\u201d relevante para a delimita\u00e7\u00e3o dos riscos cobertos por seguro de acidentes pessoais consiste num evento de natureza \u201cs\u00fabita, externa, e imprevis\u00edvel\u201d, que causa \u201cles\u00e3o corporal, invalidez, tempor\u00e1ria ou permanente, ou morte da pessoa segura\u201d.<\/span><\/i><\/p>\n<\/div>\n<div>\n<p class=\"Default\"><i><span lang=\"PT\">V- Tendo a pessoa segura falecido em morte em consequ\u00eancia de enfarte agudo do mioc\u00e1rdio, e n\u00e3o se tendo apurado que tal enfarte tenha sido consequ\u00eancia de qualquer causa externa ao falecido, aquele evento n\u00e3o constitui \u201cacidente pessoal\u201d, raz\u00e3o pela qual n\u00e3o constitui um risco coberto pelo seguro de acidentes pessoais.<\/span><\/i><i><\/i><\/p>\n<\/div>\n<\/div><\/section><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p><strong>Tribunal da Rela\u00e7\u00e3o de Lisboa:<\/strong> Ac\u00f3rd\u00e3o de 07 de novembro de 2023 (Processo n.\u00ba 3844\/19.6T8LSB.L1-7), com o seguinte sum\u00e1rio:<br \/>\nI-  Sempre que se verifique que a altera\u00e7\u00e3o da decis\u00e3o sobre mat\u00e9ria de facto pretendida pelo apelante \u00e9 manifestamente insuscet\u00edvel de ter como efeito a altera\u00e7\u00e3o da decis\u00e3o quanto ao fundo da causa, deve concluir-se que a aprecia\u00e7\u00e3o da impugna\u00e7\u00e3o da decis\u00e3o sobre mat\u00e9ria de facto contraria os princ\u00edpios da celeridade e celeridade e economia processuais (art.\u00bas 2\u00ba, n\u00ba 1, 137\u00ba e 138\u00ba, todos do CPC), e constitui um ato in\u00fatil, e como tal proibido (art.\u00ba 130\u00ba), raz\u00e3o pelo qual deve o Tribunal da Rela\u00e7\u00e3o rejeit\u00e1-la.<br \/>\nII- O contrato de seguro de acidentes pessoais cobre os riscos de les\u00e3o corporal, invalidez ou morte da pessoa segura &#8211; art.\u00ba 210\u00ba do Regime Jur\u00eddico do Contrato de Seguro.<br \/>\nIII- Por for\u00e7a da outorga de tal contrato fica a seguradora obrigada a reembolsar o segurado no valor dos danos pessoais emergentes daqueles eventos, nos termos previstos na ap\u00f3lice. No caso de morte, o valor a entregar aos benefici\u00e1rios da pessoa segura corresponde ao capital seguro \u2013 art.\u00ba 198\u00ba, n\u00ba 2 da LCS, aplic\u00e1vel ex vi do art.\u00ba 211\u00ba, n\u00ba 1 do mesmo diploma.<br \/>\nIV- Nos termos do disposto no art.\u00ba 210\u00ba da LCS, o conceito de \u201cacidente\u201d relevante para a delimita\u00e7\u00e3o dos riscos cobertos por seguro de acidentes pessoais consiste num evento de natureza \u201cs\u00fabita, externa, e imprevis\u00edvel\u201d, que causa \u201cles\u00e3o corporal, invalidez, tempor\u00e1ria ou permanente, ou morte da pessoa segura\u201d.<br \/>\nV- Tendo a pessoa segura falecido em morte em consequ\u00eancia de enfarte agudo do mioc\u00e1rdio, e n\u00e3o se tendo apurado que tal enfarte tenha sido consequ\u00eancia de qualquer causa externa ao falecido, aquele evento n\u00e3o constitui \u201cacidente pessoal\u201d, raz\u00e3o pela qual n\u00e3o constitui um risco coberto pelo seguro de acidentes pessoais.<\/p>\n","protected":false},"author":1,"featured_media":915,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"quote","meta":{"footnotes":""},"categories":[17],"tags":[],"class_list":["post-719","post","type-post","status-publish","format-quote","has-post-thumbnail","hentry","category-urisprudencia","post_format-post-format-quote"],"_links":{"self":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/posts\/719","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=719"}],"version-history":[{"count":10,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/posts\/719\/revisions"}],"predecessor-version":[{"id":916,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/posts\/719\/revisions\/916"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/media\/915"}],"wp:attachment":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=719"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=719"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=719"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}