{"id":2122,"date":"2025-09-29T11:23:52","date_gmt":"2025-09-29T10:23:52","guid":{"rendered":"https:\/\/segurosecidadania.pt\/?p=2122"},"modified":"2025-09-30T12:10:11","modified_gmt":"2025-09-30T11:10:11","slug":"ricardo-ferreira-reis-3-2-2-3-2-2-3-2-2-2-3-4-3-2-2-2","status":"publish","type":"post","link":"https:\/\/segurosecidadania.pt\/?p=2122","title":{"rendered":"NOVO PRESIDENTE DA AUTORIDADE DE SUPERVIS\u00c3O DE SEGUROS E FUNDOS DE PENS\u00d5ES DEFINE PRIORIDADES PARA O SEU MANDATO"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-44reuf-5e1a90dec734604c6a3948fad2684312\">\n.avia-section.av-44reuf-5e1a90dec734604c6a3948fad2684312{\nbackground-color:#2c5778;\nbackground-image:unset;\nz-index:0;\nposition:relative;\n}\n.av-curtain-footer.av-curtain-activated #main .avia-section.av-44reuf-5e1a90dec734604c6a3948fad2684312{\nz-index:0;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section 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.av-special-heading.av-mg4vl8pe-c6df140fae5f0a54538b09737cfaddf8 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-mg4vl8pe-c6df140fae5f0a54538b09737cfaddf8 .av-special-heading-tag{\nfont-size:25px;\npadding:0 0 0 0;\n}\n.av-special-heading.av-mg4vl8pe-c6df140fae5f0a54538b09737cfaddf8 .special-heading-inner-border{\nborder-color:rgba(0,0,0,0.01);\n}\n.av-special-heading.av-mg4vl8pe-c6df140fae5f0a54538b09737cfaddf8 .av-subheading{\nfont-size:20px;\n}\nbody .av-special-heading.av-mg4vl8pe-c6df140fae5f0a54538b09737cfaddf8 .av-special-heading-tag .heading-wrap:before{\nborder-color:rgba(0,0,0,0.01);\n}\nbody .av-special-heading.av-mg4vl8pe-c6df140fae5f0a54538b09737cfaddf8 .av-special-heading-tag .heading-wrap:after{\nborder-color:rgba(0,0,0,0.01);\n}\n\n@media only screen and (max-width: 479px){ \n#top .av-special-heading.av-mg4vl8pe-c6df140fae5f0a54538b09737cfaddf8{\nmargin:0 0 -100px 0;\n}\n#top #wrap_all .av-special-heading.av-mg4vl8pe-c6df140fae5f0a54538b09737cfaddf8 .av-special-heading-tag{\nfont-size:17px;\n}\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av-special-heading.av-mg4vl8pe-c6df140fae5f0a54538b09737cfaddf8{\nmargin:0 0 -35px 0;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av-special-heading.av-mg4vl8pe-c6df140fae5f0a54538b09737cfaddf8{\nmargin:0 0 -35px 0;\n}\n#top #wrap_all .av-special-heading.av-mg4vl8pe-c6df140fae5f0a54538b09737cfaddf8 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-mg4vl8pe-c6df140fae5f0a54538b09737cfaddf8 av-special-heading-h6 custom-color-heading blockquote modern-quote  avia-builder-el-2  avia-builder-el-no-sibling  av-inherit-size'><h6 class='av-special-heading-tag'  itemprop=\"headline\"  >Newsletter APS #11 | setembro 2025<\/h6><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-2122'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-6kwi4-8e596f04c27eab16388547305a04b6bc av_one_full  avia-builder-el-3  el_after_av_section  avia-builder-el-no-sibling  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-hlakc-11ef2cbb47b41d5d366e5e7b4b06b95f\">\n#top .av-post-metadata-container.av-hlakc-11ef2cbb47b41d5d366e5e7b4b06b95f{\nfont-size:14px;\nmargin:0 0 1px 0;\n}\n#top .av-post-metadata-container.av-hlakc-11ef2cbb47b41d5d366e5e7b4b06b95f .av-post-metadata-container-inner{\nfont-size:14px;\n}\n<\/style>\n<div  class='av-post-metadata-container av-hlakc-11ef2cbb47b41d5d366e5e7b4b06b95f av-metadata-container-align-left  avia-builder-el-4  el_before_av_heading  avia-builder-el-first  av-metadata-container-1'><div class='av-post-metadata-container-inner'><span class=\"av-post-metadata-content av-post-metadata-meta-content\"><span class=\"av-post-metadata-content av-post-metadata-category\"><span class=\"av-post-metadata-category-link\" ><a href=\"https:\/\/segurosecidadania.pt\/?cat=25\" >Destaques<\/a><\/span><\/span><\/span><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ls1rzmt1-559e35cc0ccbf7bc2f15f185652034df\">\n#top .av-special-heading.av-ls1rzmt1-559e35cc0ccbf7bc2f15f185652034df{\nmargin:20px 0 0 0;\npadding-bottom:20px;\nfont-size:30px;\n}\nbody .av-special-heading.av-ls1rzmt1-559e35cc0ccbf7bc2f15f185652034df .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-ls1rzmt1-559e35cc0ccbf7bc2f15f185652034df .av-special-heading-tag{\nfont-size:30px;\npadding:0 0 10px 0;\n}\n.av-special-heading.av-ls1rzmt1-559e35cc0ccbf7bc2f15f185652034df .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-ls1rzmt1-559e35cc0ccbf7bc2f15f185652034df .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-ls1rzmt1-559e35cc0ccbf7bc2f15f185652034df .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-ls1rzmt1-559e35cc0ccbf7bc2f15f185652034df av-special-heading-h1 blockquote modern-quote  avia-builder-el-5  el_after_av_post_metadata  el_before_av_image  av-inherit-size'><h1 class='av-special-heading-tag'  itemprop=\"headline\"  >NOVO PRESIDENTE DA AUTORIDADE DE SUPERVIS\u00c3O DE SEGUROS E FUNDOS DE PENS\u00d5ES DEFINE PRIORIDADES PARA O SEU MANDATO<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ls1s056x-85c339ef030f9614713ee86691317de8\">\n.avia-image-container.av-ls1s056x-85c339ef030f9614713ee86691317de8 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-ls1s056x-85c339ef030f9614713ee86691317de8 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-ls1s056x-85c339ef030f9614713ee86691317de8 av-styling- avia-align-center  avia-builder-el-6  el_after_av_heading  el_before_av_textblock '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-2145 avia-img-lazy-loading-not-2145 avia_image ' src=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2025\/09\/asf2.jpg\" alt='' title='asf2'  height=\"800\" width=\"2000\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2025\/09\/asf2.jpg 2000w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2025\/09\/asf2-300x120.jpg 300w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2025\/09\/asf2-1030x412.jpg 1030w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2025\/09\/asf2-768x307.jpg 768w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2025\/09\/asf2-1536x614.jpg 1536w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2025\/09\/asf2-1500x600.jpg 1500w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2025\/09\/asf2-705x282.jpg 705w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-ls1s13k0-bd5659602c8ec4c80c8d120e3dc440cc '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"font-weight: 400;\">Na cerim\u00f3nia de tomada de posse, no passado dia 22 de setembro, o novo Presidente da Autoridade de Supervis\u00e3o de Seguros e Fundos de Pens\u00f5es (ASF), Gabriel Bernardino, definiu a sua vis\u00e3o de futuro para a ASF, destacando uma supervis\u00e3o independente e rigorosa, o refor\u00e7o da prote\u00e7\u00e3o e resili\u00eancia social e econ\u00f3mica da popula\u00e7\u00e3o, bem como a aposta na transforma\u00e7\u00e3o digital, a efici\u00eancia e o desenvolvimento de talento. Manifestou, ainda, inten\u00e7\u00e3o de modernizar e simplificar a regula\u00e7\u00e3o para eliminar burocracias desnecess\u00e1rias, com di\u00e1logo permanente entre o regulador, o mercado e os consumidores.<\/p>\n<p style=\"font-weight: 400;\">\n<p style=\"font-weight: 400;\">O novo Presidente sublinhou a import\u00e2ncia de uma <strong>supervis\u00e3o independente<\/strong>, din\u00e2mica, baseada no risco e transparente, defendendo valores de servi\u00e7o p\u00fablico e integridade na atua\u00e7\u00e3o da ASF.<\/p>\n<p style=\"font-weight: 400;\">\n<p style=\"font-weight: 400;\">Pretende promover solu\u00e7\u00f5es inovadoras que ajudem a converter a poupan\u00e7a dos portugueses em rendimentos de longo prazo, aumentando a <strong>prote\u00e7\u00e3o social<\/strong> e a capacidade de enfrentarem riscos, nomeadamente em situa\u00e7\u00f5es de depend\u00eancia ou de necessidade de cuidados de sa\u00fade em idades mais avan\u00e7adas. Entre as propostas est\u00e3o incentivos \u00e0 cria\u00e7\u00e3o de produtos como a hipoteca inversa e a melhoria da legisla\u00e7\u00e3o sobre complementos de reforma e produtos poupan\u00e7a-reforma.<\/p>\n<p style=\"font-weight: 400;\">\n<p style=\"font-weight: 400;\">Valorizando a <strong>transforma\u00e7\u00e3o digital<\/strong>, planeia refor\u00e7ar a resili\u00eancia operacional e digital do setor, aumentar a efici\u00eancia interna com novas tecnologias, e fortalecer as pol\u00edticas de talento e forma\u00e7\u00e3o dos recursos humanos.<\/p>\n<p style=\"font-weight: 400;\">\n<p style=\"font-weight: 400;\">Gabriel Bernardino assumiu, igualmente, a an\u00e1lise cr\u00edtica do <strong>quadro regulamentar nacional<\/strong>, propondo-se eliminar requisitos que excedam o exigido pela lei europeia, quando n\u00e3o tragam benef\u00edcios claros, com o prop\u00f3sito de promover a competitividade e a inova\u00e7\u00e3o do setor segurador.<\/p>\n<p style=\"font-weight: 400;\">\n<p style=\"font-weight: 400;\">Outra prioridade referida foi o <strong>refor\u00e7o da literacia financeira e a inclus\u00e3o<\/strong>, facilitando o acesso de grupos mais vulner\u00e1veis aos seguros e promovendo campanhas de informa\u00e7\u00e3o para aumentar a consciencializa\u00e7\u00e3o de riscos por parte da sociedade portuguesa.<\/p>\n<p style=\"font-weight: 400;\">\n<p style=\"font-weight: 400;\">Estas prioridades tra\u00e7am o caminho para um setor segurador mais robusto, inovador, socialmente respons\u00e1vel e voltado para o futuro.<\/p>\n<\/div><\/section><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Na cerim\u00f3nia de tomada de posse, no passado dia 22 de setembro, o novo Presidente da Autoridade de Supervis\u00e3o de Seguros e Fundos de Pens\u00f5es (ASF), Gabriel Bernardino, definiu a sua vis\u00e3o de futuro para a ASF, destacando uma supervis\u00e3o independente e rigorosa, o refor\u00e7o da prote\u00e7\u00e3o e resili\u00eancia social e econ\u00f3mica da popula\u00e7\u00e3o, bem como a aposta na transforma\u00e7\u00e3o digital e no desenvolvimento de talento.<\/p>\n","protected":false},"author":2,"featured_media":2145,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[],"class_list":["post-2122","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-destaques"],"_links":{"self":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/posts\/2122","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2122"}],"version-history":[{"count":2,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/posts\/2122\/revisions"}],"predecessor-version":[{"id":2146,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/posts\/2122\/revisions\/2146"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/media\/2145"}],"wp:attachment":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2122"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2122"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2122"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}