{"id":1938,"date":"2025-06-03T10:03:04","date_gmt":"2025-06-03T09:03:04","guid":{"rendered":"https:\/\/segurosecidadania.pt\/?p=1938"},"modified":"2025-06-03T10:30:08","modified_gmt":"2025-06-03T09:30:08","slug":"jurisprudencia-1-3-2-2-2-2-3-3-2-2-2-2-2-2-2-2-3-2-2-3-2-2-2-2","status":"publish","type":"post","link":"https:\/\/segurosecidadania.pt\/?p=1938","title":{"rendered":"EIOPA LAN\u00c7A CONSULTA P\u00daBLICA SOBRE A DIRETIVA PARA A RECUPERA\u00c7\u00c3O E RESOLU\u00c7\u00c3O DE EMPRESAS DE SEGUROS E RESSEGUROS"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4by3yt-ea806c9099d5dea944521e96c2359733\">\n.avia-section.av-4by3yt-ea806c9099d5dea944521e96c2359733{\nbackground-color:#5fbba6;\nbackground-image:unset;\nz-index:0;\nposition:relative;\n}\n.av-curtain-footer.av-curtain-activated #main .avia-section.av-4by3yt-ea806c9099d5dea944521e96c2359733{\nz-index:0;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-4by3yt-ea806c9099d5dea944521e96c2359733 main_color avia-section-small avia-no-border-styling  avia-builder-el-0  el_before_av_one_full  avia-builder-el-first  avia-bg-style-fixed av-custom-positioned container_wrap fullsize'  ><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-1938'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-2zb7k5-887d3c42081b61c2993afac6fdab9624 av_one_full  avia-builder-el-1  avia-builder-el-no-sibling  first av-break-at-tablet flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mb98o8h6-763150e4374e69961e2d7253d4d0486c\">\n#top .av-special-heading.av-mb98o8h6-763150e4374e69961e2d7253d4d0486c{\nmargin:0 0 0 0;\npadding-bottom:0;\ncolor:#ffffff;\nfont-size:25px;\n}\nbody .av-special-heading.av-mb98o8h6-763150e4374e69961e2d7253d4d0486c .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-mb98o8h6-763150e4374e69961e2d7253d4d0486c .av-special-heading-tag{\nfont-size:25px;\npadding:0 0 0 0;\n}\n.av-special-heading.av-mb98o8h6-763150e4374e69961e2d7253d4d0486c .special-heading-inner-border{\nborder-color:rgba(0,0,0,0.01);\n}\n.av-special-heading.av-mb98o8h6-763150e4374e69961e2d7253d4d0486c .av-subheading{\nfont-size:20px;\n}\nbody .av-special-heading.av-mb98o8h6-763150e4374e69961e2d7253d4d0486c .av-special-heading-tag .heading-wrap:before{\nborder-color:rgba(0,0,0,0.01);\n}\nbody .av-special-heading.av-mb98o8h6-763150e4374e69961e2d7253d4d0486c .av-special-heading-tag .heading-wrap:after{\nborder-color:rgba(0,0,0,0.01);\n}\n\n@media only screen and (max-width: 479px){ \n#top .av-special-heading.av-mb98o8h6-763150e4374e69961e2d7253d4d0486c{\nmargin:0 0 -100px 0;\n}\n#top #wrap_all .av-special-heading.av-mb98o8h6-763150e4374e69961e2d7253d4d0486c .av-special-heading-tag{\nfont-size:17px;\n}\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av-special-heading.av-mb98o8h6-763150e4374e69961e2d7253d4d0486c{\nmargin:0 0 -35px 0;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av-special-heading.av-mb98o8h6-763150e4374e69961e2d7253d4d0486c{\nmargin:0 0 -35px 0;\n}\n#top #wrap_all .av-special-heading.av-mb98o8h6-763150e4374e69961e2d7253d4d0486c .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-mb98o8h6-763150e4374e69961e2d7253d4d0486c av-special-heading-h6 custom-color-heading blockquote modern-quote  avia-builder-el-2  avia-builder-el-no-sibling  av-inherit-size'><h6 class='av-special-heading-tag'  itemprop=\"headline\"  >Newsletter APS #09 | maio 2025<\/h6><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-1938'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-trht6-2531b05852eb1b77cb261c9b9e83c8d6 av_one_full  avia-builder-el-3  el_after_av_section  avia-builder-el-no-sibling  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-e9plz-8ffcd0ae1f2734dc492daf9defc0daa1\">\n#top .av-post-metadata-container.av-e9plz-8ffcd0ae1f2734dc492daf9defc0daa1{\nfont-size:14px;\nmargin:0 0 1px 0;\n}\n#top .av-post-metadata-container.av-e9plz-8ffcd0ae1f2734dc492daf9defc0daa1 .av-post-metadata-container-inner{\nfont-size:14px;\n}\n<\/style>\n<div  class='av-post-metadata-container av-e9plz-8ffcd0ae1f2734dc492daf9defc0daa1 av-metadata-container-align-left  avia-builder-el-4  el_before_av_heading  avia-builder-el-first  av-metadata-container-1'><div class='av-post-metadata-container-inner'><span class=\"av-post-metadata-content av-post-metadata-meta-content\"><span class=\"av-post-metadata-content av-post-metadata-category\"><span class=\"av-post-metadata-category-link\" ><a href=\"https:\/\/segurosecidadania.pt\/?cat=18\" >Europa<\/a><\/span><\/span><\/span><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1b9wa-18cf0699a3e7f6efaa69bde910cf1354\">\n#top .av-special-heading.av-1b9wa-18cf0699a3e7f6efaa69bde910cf1354{\nmargin:0 0 0 0;\npadding-bottom:0;\nfont-size:30px;\n}\nbody .av-special-heading.av-1b9wa-18cf0699a3e7f6efaa69bde910cf1354 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-1b9wa-18cf0699a3e7f6efaa69bde910cf1354 .av-special-heading-tag{\nfont-size:30px;\npadding:0 0 20px 0;\n}\n.av-special-heading.av-1b9wa-18cf0699a3e7f6efaa69bde910cf1354 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-1b9wa-18cf0699a3e7f6efaa69bde910cf1354 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-1b9wa-18cf0699a3e7f6efaa69bde910cf1354 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-1b9wa-18cf0699a3e7f6efaa69bde910cf1354 av-special-heading-h1 blockquote modern-quote  avia-builder-el-5  el_after_av_post_metadata  el_before_av_textblock  av-inherit-size'><h1 class='av-special-heading-tag'  itemprop=\"headline\"  >EIOPA LAN\u00c7A CONSULTA P\u00daBLICA SOBRE A DIRETIVA PARA A RECUPERA\u00c7\u00c3O E RESOLU\u00c7\u00c3O DE EMPRESAS DE SEGUROS E RESSEGUROS<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-lpcvxr49-658fa9932d29cf43ab3d722201b819e3 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><div><\/div>\n<div><\/div>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1651\" src=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/11\/EIOPA.jpg\" alt=\"\" width=\"2000\" height=\"800\" srcset=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/11\/EIOPA.jpg 2000w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/11\/EIOPA-300x120.jpg 300w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/11\/EIOPA-1030x412.jpg 1030w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/11\/EIOPA-768x307.jpg 768w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/11\/EIOPA-1536x614.jpg 1536w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/11\/EIOPA-1500x600.jpg 1500w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/11\/EIOPA-705x282.jpg 705w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" \/><\/p>\n<div><\/div>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-2zmrk8-5934f042f7e73a64d8b3b9457abb5c0d '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><div><\/div>\n<div>\n<p>Na sequ\u00eancia da publica\u00e7\u00e3o, em Jornal Oficial da Uni\u00e3o Europeia, da Diretiva para a recupera\u00e7\u00e3o e resolu\u00e7\u00e3o das seguradoras e resseguradoras (IRRD), a Autoridade Europeia dos Seguros e Pens\u00f5es Complementares de Reforma (EIOPA) lan\u00e7ou, no passado dia 29 de abril, um primeiro conjunto de consultas p\u00fablicas sobre elementos cruciais que ir\u00e3o sustentar a implementa\u00e7\u00e3o pr\u00e1tica deste novo regime europeu, cuja aplica\u00e7\u00e3o est\u00e1 prevista para 2027.<\/p>\n<p>As consultas atualmente em curso focam-se em aspetos t\u00e9cnicos fundamentais, como os planos de recupera\u00e7\u00e3o preventivos, os planos de resolu\u00e7\u00e3o, os crit\u00e9rios de resolubilidade e a identifica\u00e7\u00e3o de fun\u00e7\u00f5es cr\u00edticas. O objetivo \u00e9 assegurar que as autoridades nacionais e as empresas do setor estejam devidamente preparadas para enfrentar situa\u00e7\u00f5es de instabilidade financeira.<\/p>\n<p>Este primeiro pacote de consultas incide mais concretamente sobre os seguintes documentos:<\/p>\n<ul>\n<li>Normas T\u00e9cnicas Regulamentares (RTS) sobre o conte\u00fado dos planos de recupera\u00e7\u00e3o preventivos, especificando os elementos m\u00ednimos obrigat\u00f3rios desses planos (<a href=\"https:\/\/www.eiopa.europa.eu\/consultations\/consultation-proposal-rtss-content-group-pre-emptive-recovery-plans_en\">link<\/a>);<\/li>\n<li>RTS sobre os crit\u00e9rios para determinar quais empresas que devem elaborar planos de recupera\u00e7\u00e3o, definindo os crit\u00e9rios de sele\u00e7\u00e3o e os m\u00e9todos de c\u00e1lculo da quota de mercado, garantindo que pelo menos 60% do mercado relevante esteja abrangido (<a href=\"https:\/\/www.eiopa.europa.eu\/consultations\/consultation-proposal-rtss-criteria-pre-emptive-recovery-planning-requirements-and-methods-be-used_en\">link<\/a>);<\/li>\n<li>RTS sobre o conte\u00fado dos planos de resolu\u00e7\u00e3o, estabelecendo os elementos m\u00ednimos obrigat\u00f3rios a incluir pelas autoridades competentes (<a href=\"https:\/\/www.eiopa.europa.eu\/consultations\/consultation-proposal-rtss-content-resolution-plans-and-group-resolution-plans_en\">link<\/a>);<\/li>\n<li>Orienta\u00e7\u00f5es sobre os crit\u00e9rios para identifica\u00e7\u00e3o de fun\u00e7\u00f5es cr\u00edticas, cuja interrup\u00e7\u00e3o possa ter impacto significativo sobre tomadores de seguros, benefici\u00e1rios ou a estabilidade financeira (<a href=\"https:\/\/www.eiopa.europa.eu\/consultations\/consultation-proposal-guidelines-criteria-identification-critical-functions_en\">link<\/a>);<\/li>\n<li>Orienta\u00e7\u00f5es sobre a metodologia para avalia\u00e7\u00e3o da resolubilidade, definindo os m\u00e9todos e crit\u00e9rios para avaliar se uma empresa pode ser resolvida de forma ordenada, sem perturba\u00e7\u00f5es sist\u00e9micas (<a href=\"https:\/\/www.eiopa.europa.eu\/consultations\/consultation-proposal-guidelines-specify-further-criteria-assessment-resolvability-irrd_en\">link<\/a>);<\/li>\n<li>Orienta\u00e7\u00f5es sobre a coopera\u00e7\u00e3o e troca de informa\u00e7\u00f5es entre autoridades de resolu\u00e7\u00e3o (<a href=\"https:\/\/www.eiopa.europa.eu\/consultations\/consultation-proposal-guidelines-removal-impediments-resolvability_en\">link<\/a>).<\/li>\n<\/ul>\n<p>As consultas estar\u00e3o abertas at\u00e9 ao pr\u00f3ximo dia 31 de julho de 2025, permitindo a participa\u00e7\u00e3o de todas as partes interessadas.<\/p>\n<\/div>\n<\/div><\/section><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>A Autoridade Europeia dos Seguros e Pens\u00f5es Complementares de Reforma (EIOPA) lan\u00e7ou, no passado dia 29 de abril, um primeiro conjunto de consultas p\u00fablicas sobre elementos cruciais que ir\u00e3o sustentar a implementa\u00e7\u00e3o pr\u00e1tica da Diretiva para a recupera\u00e7\u00e3o e resolu\u00e7\u00e3o das seguradoras e resseguradoras (IRRD).<\/p>\n","protected":false},"author":1,"featured_media":1651,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"quote","meta":{"footnotes":""},"categories":[18],"tags":[],"class_list":["post-1938","post","type-post","status-publish","format-quote","has-post-thumbnail","hentry","category-europa","post_format-post-format-quote"],"_links":{"self":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/posts\/1938","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1938"}],"version-history":[{"count":1,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/posts\/1938\/revisions"}],"predecessor-version":[{"id":1940,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/posts\/1938\/revisions\/1940"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/media\/1651"}],"wp:attachment":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1938"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1938"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1938"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}