{"id":1929,"date":"2025-06-03T10:06:56","date_gmt":"2025-06-03T09:06:56","guid":{"rendered":"https:\/\/segurosecidadania.pt\/?p=1929"},"modified":"2025-06-03T10:41:13","modified_gmt":"2025-06-03T09:41:13","slug":"jurisprudencia-1-3-2-2-2-2-3-3-2-2-2-2-2-2-2-2-3-2-2-3-2","status":"publish","type":"post","link":"https:\/\/segurosecidadania.pt\/?p=1929","title":{"rendered":"REGULAMENTA\u00c7\u00c3O NACIONAL"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4by3yt-ea806c9099d5dea944521e96c2359733\">\n.avia-section.av-4by3yt-ea806c9099d5dea944521e96c2359733{\nbackground-color:#5fbba6;\nbackground-image:unset;\nz-index:0;\nposition:relative;\n}\n.av-curtain-footer.av-curtain-activated #main .avia-section.av-4by3yt-ea806c9099d5dea944521e96c2359733{\nz-index:0;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-4by3yt-ea806c9099d5dea944521e96c2359733 main_color avia-section-small avia-no-border-styling  avia-builder-el-0  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989px){ \n#top .av-special-heading.av-mb98o8h6-763150e4374e69961e2d7253d4d0486c{\nmargin:0 0 -35px 0;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av-special-heading.av-mb98o8h6-763150e4374e69961e2d7253d4d0486c{\nmargin:0 0 -35px 0;\n}\n#top #wrap_all .av-special-heading.av-mb98o8h6-763150e4374e69961e2d7253d4d0486c .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-mb98o8h6-763150e4374e69961e2d7253d4d0486c av-special-heading-h6 custom-color-heading blockquote modern-quote  avia-builder-el-2  avia-builder-el-no-sibling  av-inherit-size'><h6 class='av-special-heading-tag'  itemprop=\"headline\"  >Newsletter APS #09 | maio 2025<\/h6><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-1929'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-trht6-2531b05852eb1b77cb261c9b9e83c8d6 av_one_full  avia-builder-el-3  el_after_av_section  avia-builder-el-no-sibling  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-e9plz-8ffcd0ae1f2734dc492daf9defc0daa1\">\n#top .av-post-metadata-container.av-e9plz-8ffcd0ae1f2734dc492daf9defc0daa1{\nfont-size:14px;\nmargin:0 0 1px 0;\n}\n#top .av-post-metadata-container.av-e9plz-8ffcd0ae1f2734dc492daf9defc0daa1 .av-post-metadata-container-inner{\nfont-size:14px;\n}\n<\/style>\n<div  class='av-post-metadata-container av-e9plz-8ffcd0ae1f2734dc492daf9defc0daa1 av-metadata-container-align-left  avia-builder-el-4  el_before_av_heading  avia-builder-el-first  av-metadata-container-1'><div class='av-post-metadata-container-inner'><span class=\"av-post-metadata-content av-post-metadata-meta-content\"><span class=\"av-post-metadata-content av-post-metadata-category\"><span class=\"av-post-metadata-category-link\" ><a href=\"https:\/\/segurosecidadania.pt\/?cat=20\" >Legisla\u00e7\u00e3o e regulamenta\u00e7\u00e3o nacional<\/a><\/span><\/span><\/span><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1b9wa-7708dbb234be073dea2bf8729ba25d5c\">\n#top .av-special-heading.av-1b9wa-7708dbb234be073dea2bf8729ba25d5c{\nmargin:0 0 0 0;\npadding-bottom:0;\nfont-size:30px;\n}\nbody .av-special-heading.av-1b9wa-7708dbb234be073dea2bf8729ba25d5c .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-1b9wa-7708dbb234be073dea2bf8729ba25d5c .av-special-heading-tag{\nfont-size:30px;\npadding:0 0 20px 0;\n}\n.av-special-heading.av-1b9wa-7708dbb234be073dea2bf8729ba25d5c .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-1b9wa-7708dbb234be073dea2bf8729ba25d5c .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-1b9wa-7708dbb234be073dea2bf8729ba25d5c .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-1b9wa-7708dbb234be073dea2bf8729ba25d5c av-special-heading-h1 blockquote modern-quote  avia-builder-el-5  el_after_av_post_metadata  el_before_av_textblock  av-inherit-size'><h1 class='av-special-heading-tag'  itemprop=\"headline\"  >REGULAMENTA\u00c7\u00c3O NACIONAL<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-lpcvxr49-658fa9932d29cf43ab3d722201b819e3 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><div><\/div>\n<div><\/div>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1395\" src=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/07\/justica.jpg\" alt=\"\" width=\"2000\" height=\"800\" srcset=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/07\/justica.jpg 2000w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/07\/justica-300x120.jpg 300w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/07\/justica-1030x412.jpg 1030w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/07\/justica-768x307.jpg 768w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/07\/justica-1536x614.jpg 1536w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/07\/justica-1500x600.jpg 1500w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/07\/justica-705x282.jpg 705w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" \/><\/p>\n<div><\/div>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-2zmrk8-5934f042f7e73a64d8b3b9457abb5c0d '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><div><\/div>\n<div>\n<p><strong>\u00a0<\/strong><\/p>\n<p><a href=\"https:\/\/www.asf.com.pt\/biblioteca\/Catalogo\/winlibsrch.aspx?skey=CFB8F39B9AC6442EA59687F7A7AD241A&#038;cap=1%2c2%2c3%2c4%2c5%2c7%2c8%2c9%2c12%2c14&#038;pesq=2&#038;var0=Recomenda%u00e7%u00f5es%20n.%u00ba%203%2f2025%2c%20de%2013%20de%20maio&#038;opt0=and&#038;t01=Recomenda%u00e7%u00f5es%20n.%u00ba%203%2f2025%2c%20de%2013%20de%20maio&#038;t02=and&#038;t03=0&#038;doc=34598\">Recomenda\u00e7\u00f5es n.\u00ba 3\/2025, de 13 de maio<\/a><strong>\u00a0&#8211;\u00a0<\/strong>Risco de liquidez e gest\u00e3o de ativo-passivo<\/p>\n<p><a href=\"https:\/\/www.asf.com.pt\/w\/nr3_2025\">Norma Regulamentar n.\u00ba 3\/2025-R, de 15 de abri<\/a>l &#8211; Estabelece os \u00edndices trimestrais de atualiza\u00e7\u00e3o de capitais para as ap\u00f3lices do ramo &#8220;Inc\u00eandio e elementos da natureza&#8221; com in\u00edcio ou vencimento no terceiro trimestre de 2025.<\/p>\n<p><a href=\"https:\/\/www.asf.com.pt\/biblioteca\/Catalogo\/winlibsrch.aspx?skey=BE93E8472AC54A11BA544622C7102644&#038;cap=1%2c2%2c3%2c4%2c5%2c7%2c8%2c9%2c12%2c14&#038;pesq=2&#038;var0=2%2f2025&#038;opt0=and&#038;t01=2%2f2025&#038;t02=and&#038;t03=0&#038;doc=34541\">Norma Regulamentar n.\u00ba 2\/2025-R, de 8 de abril<\/a> &#8211; Presta\u00e7\u00e3o de informa\u00e7\u00e3o para supervis\u00e3o de Produtos Individuais de Reforma Pan-Europeus (PEPP).<\/p>\n<p><a href=\"https:\/\/www.asf.com.pt\/biblioteca\/Catalogo\/winlibsrch.aspx?skey=06E51FB1772E414E875F96457F36F26D&#038;cap=1%2c2%2c3%2c4%2c5%2c7%2c8%2c9%2c12%2c14&#038;pesq=2&#038;var0=Circular%20n.%u00ba%204%2f2025%2c%20de%208%20de%20abril&#038;opt0=and&#038;t01=Circular%20n.%u00ba%204%2f2025%2c%20de%208%20de%20abril&#038;t02=and&#038;t03=0&#038;doc=34532\">Circular n.\u00ba 4\/2025, de 8 de abril<\/a>\u00a0&#8211; Preven\u00e7\u00e3o do branqueamento de capitais e do financiamento do terrorismo \u2013 divulga\u00e7\u00e3o de comunicados do GAFI (reuni\u00e3o plen\u00e1ria de 19-21 de fevereiro de 2025); procedimentos e medidas a adotar pelas institui\u00e7\u00f5es.<\/p>\n<p><a href=\"https:\/\/www.asf.com.pt\/biblioteca\/Catalogo\/winlibsrch.aspx?skey=27BB4AC889EA4596BDD0D065331ED136&#038;cap=1%2c2%2c3%2c4%2c5%2c7%2c8%2c9%2c12%2c14&#038;pesq=2&#038;var0=circular%20n.%u00ba%203%2f2025&#038;opt0=and&#038;t01=circular%20n.%u00ba%203%2f2025&#038;t02=and&#038;t03=0&#038;doc=34542\">Circular n.\u00ba 3\/2025, de 8 de abril<\/a>\u00a0&#8211; Reporte de incidentes de car\u00e1cter severo relacionados com as TIC e de ciberamea\u00e7as significativas.<\/p>\n<p><a href=\"https:\/\/www.asf.com.pt\/biblioteca\/Catalogo\/winlibsrch.aspx?skey=9B3C787E4C59410BB0FF7C98E2EE1361&#038;cap=1%2c2%2c3%2c4%2c5%2c7%2c8%2c9%2c12%2c14&#038;pesq=2&#038;var0=Recomenda%u00e7%u00f5es%20n.%u00ba%202%2f2025%2c%20de%208%20de%20abril&#038;opt0=and&#038;t01=Recomenda%u00e7%u00f5es%20n.%u00ba%202%2f2025%2c%20de%208%20de%20abril&#038;t02=and&#038;t03=0&#038;doc=34533\">Recomenda\u00e7\u00f5es n.\u00ba 2\/2025, de 8 de abril<\/a> &#8211; Regulariza\u00e7\u00e3o de sinistros em contratos de seguro multirriscos habita\u00e7\u00e3o.<\/p>\n<p><a href=\"https:\/\/www.asf.com.pt\/biblioteca\/Catalogo\/winlibsrch.aspx?skey=4127C5A8C1704E1ABF46039F19CAA4E8&#038;cap=1%2c2%2c3%2c4%2c5%2c7%2c8%2c9%2c12%2c14&#038;pesq=2&#038;var0=Recomenda%u00e7%u00f5es%20n.%u00ba%201%2f2025%2c%20de%208%20de%20abril&#038;opt0=and&#038;t01=Recomenda%u00e7%u00f5es%20n.%u00ba%201%2f2025%2c%20de%208%20de%20abril&#038;t02=and&#038;t03=0&#038;doc=34530\">Recomenda\u00e7\u00f5es n.\u00ba 1\/2025, de 8 de abril<\/a>\u00a0&#8211; Diferencia\u00e7\u00e3o entre seguro de sa\u00fade e planos de sa\u00fade.<\/p>\n<p><a href=\"https:\/\/www.asf.com.pt\/biblioteca\/Catalogo\/winlibsrch.aspx?skey=C8769B45197649D6A03E8199AEE20B80&#038;cap=1%2c2%2c3%2c4%2c5%2c7%2c8%2c9%2c12%2c14&#038;pesq=2&#038;var0=Circular%20n.%u00ba%202%2f2025%2c%20de%2018%20de%20mar%u00e7o&#038;opt0=and&#038;t01=Circular%20n.%u00ba%202%2f2025%2c%20de%2018%20de%20mar%u00e7o&#038;t02=and&#038;t03=0&#038;doc=34509\">Circular n.\u00ba 2\/2025, de 18 de mar\u00e7o<\/a>\u00a0&#8211; Altera\u00e7\u00f5es ao ficheiro e \u00e0s instru\u00e7\u00f5es de reporte: Incidentes cibern\u00e9ticos.<\/p>\n<\/div>\n<\/div><\/section><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Fique a par da legisla\u00e7\u00e3o publicada, ao n\u00edvel nacional, com impacto no setor segurador.<\/p>\n","protected":false},"author":1,"featured_media":1395,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"quote","meta":{"footnotes":""},"categories":[20],"tags":[],"class_list":["post-1929","post","type-post","status-publish","format-quote","has-post-thumbnail","hentry","category-legislacao-regulamentacao-nacional","post_format-post-format-quote"],"_links":{"self":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/posts\/1929","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1929"}],"version-history":[{"count":2,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/posts\/1929\/revisions"}],"predecessor-version":[{"id":1998,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/posts\/1929\/revisions\/1998"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/media\/1395"}],"wp:attachment":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1929"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1929"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1929"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}