{"id":1507,"date":"2024-09-30T13:13:00","date_gmt":"2024-09-30T13:13:00","guid":{"rendered":"https:\/\/segurosecidadania.pt\/?p=1507"},"modified":"2024-10-01T10:59:50","modified_gmt":"2024-10-01T10:59:50","slug":"ricardo-ferreira-reis-3-2-2-3-2-3","status":"publish","type":"post","link":"https:\/\/segurosecidadania.pt\/?p=1507","title":{"rendered":"INUNDA\u00c7\u00d5ES NA EUROPA CENTRAL"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_section-bef8a1948bd890dda3c91eef32cdd4fb\">\n.avia-section.av-av_section-bef8a1948bd890dda3c91eef32cdd4fb{\nbackground-color:#2c5778;\nbackground-image:unset;\nz-index:0;\nposition:relative;\n}\n.av-curtain-footer.av-curtain-activated #main .avia-section.av-av_section-bef8a1948bd890dda3c91eef32cdd4fb{\nz-index:0;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-av_section-bef8a1948bd890dda3c91eef32cdd4fb main_color avia-section-small avia-no-border-styling  avia-builder-el-0  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(max-width: 989px){ \n#top .av-special-heading.av-av_heading-6c6a7120d8a5acbe19d04be5d9cd360d{\nmargin:0 0 -35px 0;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av-special-heading.av-av_heading-6c6a7120d8a5acbe19d04be5d9cd360d{\nmargin:0 0 -35px 0;\n}\n#top #wrap_all .av-special-heading.av-av_heading-6c6a7120d8a5acbe19d04be5d9cd360d .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-av_heading-6c6a7120d8a5acbe19d04be5d9cd360d av-special-heading-h6 custom-color-heading blockquote modern-quote  avia-builder-el-2  avia-builder-el-no-sibling  av-inherit-size'><h6 class='av-special-heading-tag'  itemprop=\"headline\"  >Newsletter APS #05 | setembro 2024<\/h6><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-1507'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-6kwi4-8e596f04c27eab16388547305a04b6bc av_one_full  avia-builder-el-3  el_after_av_section  avia-builder-el-no-sibling  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-hlakc-11ef2cbb47b41d5d366e5e7b4b06b95f\">\n#top .av-post-metadata-container.av-hlakc-11ef2cbb47b41d5d366e5e7b4b06b95f{\nfont-size:14px;\nmargin:0 0 1px 0;\n}\n#top .av-post-metadata-container.av-hlakc-11ef2cbb47b41d5d366e5e7b4b06b95f .av-post-metadata-container-inner{\nfont-size:14px;\n}\n<\/style>\n<div  class='av-post-metadata-container av-hlakc-11ef2cbb47b41d5d366e5e7b4b06b95f av-metadata-container-align-left  avia-builder-el-4  el_before_av_heading  avia-builder-el-first  av-metadata-container-1'><div class='av-post-metadata-container-inner'><span class=\"av-post-metadata-content av-post-metadata-meta-content\"><span class=\"av-post-metadata-content av-post-metadata-category\"><span class=\"av-post-metadata-category-link\" ><a href=\"https:\/\/segurosecidadania.pt\/?cat=2\" >Not\u00edcias<\/a><\/span><\/span><\/span><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ls1rzmt1-fdff202c96e5f2ee3dbf141fe7bc96c3\">\n#top .av-special-heading.av-ls1rzmt1-fdff202c96e5f2ee3dbf141fe7bc96c3{\nmargin:20px 0 0 0;\npadding-bottom:20px;\nfont-size:30px;\n}\nbody .av-special-heading.av-ls1rzmt1-fdff202c96e5f2ee3dbf141fe7bc96c3 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-ls1rzmt1-fdff202c96e5f2ee3dbf141fe7bc96c3 .av-special-heading-tag{\nfont-size:30px;\npadding:0 0 10px 0;\n}\n.av-special-heading.av-ls1rzmt1-fdff202c96e5f2ee3dbf141fe7bc96c3 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-ls1rzmt1-fdff202c96e5f2ee3dbf141fe7bc96c3 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-ls1rzmt1-fdff202c96e5f2ee3dbf141fe7bc96c3 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-ls1rzmt1-fdff202c96e5f2ee3dbf141fe7bc96c3 av-special-heading-h1 blockquote modern-quote  avia-builder-el-5  el_after_av_post_metadata  el_before_av_image  av-inherit-size'><h1 class='av-special-heading-tag'  itemprop=\"headline\"  >INUNDA\u00c7\u00d5ES NA EUROPA CENTRAL<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ls1s056x-e0ce6e8220db6a13d6021dea2e1e0ba3\">\n.avia-image-container.av-ls1s056x-e0ce6e8220db6a13d6021dea2e1e0ba3 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-ls1s056x-e0ce6e8220db6a13d6021dea2e1e0ba3 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-ls1s056x-e0ce6e8220db6a13d6021dea2e1e0ba3 av-styling- avia-align-center  avia-builder-el-6  el_after_av_heading  el_before_av_textblock '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-1508 avia-img-lazy-loading-not-1508 avia_image ' src=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/09\/flags-around-the-european-parliament-in-brussels-SBV-311483231-HD0.jpg\" alt='' title='flags-around-the-european-parliament-in-brussels-SBV-311483231-HD0'  height=\"1080\" width=\"1920\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/09\/flags-around-the-european-parliament-in-brussels-SBV-311483231-HD0.jpg 1920w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/09\/flags-around-the-european-parliament-in-brussels-SBV-311483231-HD0-300x169.jpg 300w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/09\/flags-around-the-european-parliament-in-brussels-SBV-311483231-HD0-1030x579.jpg 1030w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/09\/flags-around-the-european-parliament-in-brussels-SBV-311483231-HD0-768x432.jpg 768w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/09\/flags-around-the-european-parliament-in-brussels-SBV-311483231-HD0-1536x864.jpg 1536w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/09\/flags-around-the-european-parliament-in-brussels-SBV-311483231-HD0-1500x844.jpg 1500w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/09\/flags-around-the-european-parliament-in-brussels-SBV-311483231-HD0-705x397.jpg 705w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-ls1s13k0-bd5659602c8ec4c80c8d120e3dc440cc '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Entre 12 e 16 de setembro, a tempestade Boris causou um dos maiores eventos clim\u00e1ticos ou meteorol\u00f3gicos na Europa Central e Oriental, atendendo aos danos. Para al\u00e9m de mais de duas dezenas de v\u00edtimas mortais, a Gallagher Re, estimou os danos de patrim\u00f3nio na ordem dos 2 a 3 mil milh\u00f5es de euros, amea\u00e7ando as seguradoras da regi\u00e3o com as suas maiores perdas em d\u00e9cadas.<\/p>\n<p>O evento ocorreu na sequ\u00eancia da desloca\u00e7\u00e3o do sistema de baixas press\u00f5es Boris, que se formou no Mediterr\u00e2neo Central e que se veio a imobilizar sobre a Europa Central, provocando chuvas recorrentes, durante v\u00e1rios dias. As suas consequ\u00eancias foram agravadas por um fluxo de ar frio proveniente da regi\u00e3o polar, que limitou a capacidade de evapora\u00e7\u00e3o, com a consequente reten\u00e7\u00e3o de \u00e1guas nas bacias hidrogr\u00e1ficas. A forte pluviosidade, que n\u00e3o \u00e9 usual neste per\u00edodo do ano, levou a que os rios e cursos de \u00e1gua da regi\u00e3o sa\u00edssem dos seus leitos e provocassem inunda\u00e7\u00f5es, sobretudo na Ch\u00e9quia, \u00c1ustria e Pol\u00f3nia, mas com impacto tamb\u00e9m na Eslov\u00e1quia, Hungria e Rom\u00e9nia. No seu pico, 270 localidades reportaram encontrar-se em estado de inunda\u00e7\u00e3o, 120 das quais acima do terceiro n\u00edvel, o mais alto.<\/p>\n<p>A tempestade Boris surge na sequ\u00eancia de outros eventos que denotam uma grande variabilidade entre secas intensas e chuvas an\u00f3malas na Europa. Este contexto \u00e9 compat\u00edvel com as investiga\u00e7\u00f5es realizadas sobre altera\u00e7\u00f5es clim\u00e1ticas, que sugerem uma frequ\u00eancia elevada de altern\u00e2ncia entre extremos clim\u00e1ticos. Tal levou o Comiss\u00e1rio de Gest\u00e3o de Crises da UE, Janez Lenar\u010di\u010d, a considerar que estas inunda\u00e7\u00f5es, bem como os inc\u00eandios que afetavam Portugal seriam sinais de \u201ccolapso clim\u00e1tico\u201d, afastando a ideia de que estes se tratassem de meras anomalias. Afirmou ainda que a Europa \u00e9 o continente que mais aquece globalmente, sendo particularmente vulner\u00e1vel a eventos clim\u00e1ticos extremos.<\/p>\n<p>O hist\u00f3rico recente elevou a aten\u00e7\u00e3o dos resseguradores quanto ao perigo de inunda\u00e7\u00f5es no continente, que poder\u00e1 indiciar uma normaliza\u00e7\u00e3o destes sinistros, no futuro. Assim, as resseguradoras haviam j\u00e1 aumentado os pre\u00e7os e reten\u00e7\u00f5es, em 2023. Tal facto poder\u00e1 ter conduzido a uma situa\u00e7\u00e3o em que uma maior propor\u00e7\u00e3o de perdas venha a ser assumida pelas empresas seguradoras. Empresas como a polaca Powszechny Zaklad Ubezpieczen e as austr\u00edacas Vienna Insurance Group (VIG) e Uniqa Insurance Group estar\u00e3o particularmente expostas, pelo que se espera um elevado impacto regional no setor. A estas somam-se ainda a Generali e a Allianz. Tamb\u00e9m a Wiener Staedtische dever\u00e1 enfrentar um evento hist\u00f3rico, atendendo ao n\u00edvel recorde das indemniza\u00e7\u00f5es.<\/p>\n<p>De acordo com a Business Intelligence, poderemos assistir a diferen\u00e7as no que respeita indemniza\u00e7\u00f5es consoante o pa\u00eds, pois os seguros residenciais contra inunda\u00e7\u00f5es s\u00e3o mais comuns na \u00c1ustria e Ch\u00e9quia, do que na Pol\u00f3nia.<\/p>\n<p>Segundo a Aon, o evento foi previsto com anteced\u00eancia pelos modelos meteorol\u00f3gicos existentes, o que permitiu ampla prepara\u00e7\u00e3o, com a revis\u00e3o dos sistemas de alerta e dos planos de evacua\u00e7\u00e3o, bem como a gest\u00e3o efetiva da \u00e1gua, permitindo o aproveitamento da capacidade de reten\u00e7\u00e3o dos reservat\u00f3rios existentes. Os alertas p\u00fablicos, bem como os investimentos realizados em defesas contra inunda\u00e7\u00f5es, desde as cheias de 1997 na Rep\u00fablica Checa e Pol\u00f3nia, permitiram a mitiga\u00e7\u00e3o dos danos.<\/p>\n<p><em>Fonte: Gallagher Re<\/em><\/p>\n<\/div><\/section><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Entre 12 e 16 de setembro, a tempestade Boris causou um dos maiores eventos clim\u00e1ticos ou meteorol\u00f3gicos na Europa Central e Oriental, atendendo aos danos. Para al\u00e9m de mais de duas dezenas de v\u00edtimas mortais, a Gallagher Re estimou os danos de patrim\u00f3nio na ordem dos 2 a 3 mil milh\u00f5es de euros, amea\u00e7ando as seguradoras da regi\u00e3o com as suas maiores perdas em d\u00e9cadas.<\/p>\n","protected":false},"author":2,"featured_media":1508,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-1507","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias"],"_links":{"self":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/posts\/1507","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1507"}],"version-history":[{"count":2,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/posts\/1507\/revisions"}],"predecessor-version":[{"id":1510,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/posts\/1507\/revisions\/1510"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/media\/1508"}],"wp:attachment":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1507"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1507"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1507"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}