{"id":1498,"date":"2024-09-30T13:18:00","date_gmt":"2024-09-30T13:18:00","guid":{"rendered":"https:\/\/segurosecidadania.pt\/?p=1498"},"modified":"2024-10-01T15:49:02","modified_gmt":"2024-10-01T15:49:02","slug":"jurisprudencia-1-3-2-2-2-3-2-2","status":"publish","type":"post","link":"https:\/\/segurosecidadania.pt\/?p=1498","title":{"rendered":"\u00c9 PRECISO REDUZIR O D\u00c9FICE DE PROTE\u00c7\u00c3O DAS PESSOAS E EMPRESAS E AUMENTAR A RESILI\u00caNCIA DOS PA\u00cdSES FACE \u00c0S ALTERA\u00c7\u00d5ES CLIM\u00c1TICAS. E OS SEGUROS PODEM TER UM PAPEL IMPORTANTE A DESEMPENHAR."},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-im1iq-3e26e7a57126b85aa2854e44832f4748\">\n.avia-section.av-im1iq-3e26e7a57126b85aa2854e44832f4748{\nbackground-color:#2c5778;\nbackground-image:unset;\nz-index:0;\nposition:relative;\n}\n.av-curtain-footer.av-curtain-activated #main .avia-section.av-im1iq-3e26e7a57126b85aa2854e44832f4748{\nz-index:0;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-im1iq-3e26e7a57126b85aa2854e44832f4748 main_color avia-section-small avia-no-border-styling  avia-builder-el-0  el_before_av_one_full  avia-builder-el-first  avia-bg-style-fixed av-custom-positioned container_wrap fullsize'  ><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-1498'><div 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.av-special-heading.av-22x7wy-4c7d28d2ec7b30c3b5012f2300e0c976 .av-special-heading-tag .heading-wrap:before{\nborder-color:rgba(0,0,0,0.01);\n}\nbody .av-special-heading.av-22x7wy-4c7d28d2ec7b30c3b5012f2300e0c976 .av-special-heading-tag .heading-wrap:after{\nborder-color:rgba(0,0,0,0.01);\n}\n\n@media only screen and (max-width: 479px){ \n#top .av-special-heading.av-22x7wy-4c7d28d2ec7b30c3b5012f2300e0c976{\nmargin:0 0 -100px 0;\n}\n#top #wrap_all .av-special-heading.av-22x7wy-4c7d28d2ec7b30c3b5012f2300e0c976 .av-special-heading-tag{\nfont-size:17px;\n}\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av-special-heading.av-22x7wy-4c7d28d2ec7b30c3b5012f2300e0c976{\nmargin:0 0 -35px 0;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av-special-heading.av-22x7wy-4c7d28d2ec7b30c3b5012f2300e0c976{\nmargin:0 0 -35px 0;\n}\n#top #wrap_all .av-special-heading.av-22x7wy-4c7d28d2ec7b30c3b5012f2300e0c976 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-22x7wy-4c7d28d2ec7b30c3b5012f2300e0c976 av-special-heading-h6 custom-color-heading blockquote modern-quote  avia-builder-el-2  avia-builder-el-no-sibling  av-inherit-size'><h6 class='av-special-heading-tag'  itemprop=\"headline\"  >Newsletter APS #05 | setembro 2024<\/h6><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-1498'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-trht6-2531b05852eb1b77cb261c9b9e83c8d6 av_one_full  avia-builder-el-3  el_after_av_section  avia-builder-el-no-sibling  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-e9plz-8ffcd0ae1f2734dc492daf9defc0daa1\">\n#top .av-post-metadata-container.av-e9plz-8ffcd0ae1f2734dc492daf9defc0daa1{\nfont-size:14px;\nmargin:0 0 1px 0;\n}\n#top .av-post-metadata-container.av-e9plz-8ffcd0ae1f2734dc492daf9defc0daa1 .av-post-metadata-container-inner{\nfont-size:14px;\n}\n<\/style>\n<div  class='av-post-metadata-container av-e9plz-8ffcd0ae1f2734dc492daf9defc0daa1 av-metadata-container-align-left  avia-builder-el-4  el_before_av_heading  avia-builder-el-first  av-metadata-container-1'><div class='av-post-metadata-container-inner'><span class=\"av-post-metadata-content av-post-metadata-meta-content\"><span class=\"av-post-metadata-content av-post-metadata-category\"><span class=\"av-post-metadata-category-link\" ><a href=\"https:\/\/segurosecidadania.pt\/?cat=18\" >Europa<\/a><\/span><\/span><\/span><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1b9wa-f22993095a91e3f36c230b9e92987b97\">\n#top .av-special-heading.av-1b9wa-f22993095a91e3f36c230b9e92987b97{\nmargin:0 0 0 0;\npadding-bottom:0;\nfont-size:30px;\n}\nbody .av-special-heading.av-1b9wa-f22993095a91e3f36c230b9e92987b97 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-1b9wa-f22993095a91e3f36c230b9e92987b97 .av-special-heading-tag{\nfont-size:30px;\npadding:0 0 20px 0;\n}\n.av-special-heading.av-1b9wa-f22993095a91e3f36c230b9e92987b97 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-1b9wa-f22993095a91e3f36c230b9e92987b97 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-1b9wa-f22993095a91e3f36c230b9e92987b97 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-1b9wa-f22993095a91e3f36c230b9e92987b97 av-special-heading-h1 blockquote modern-quote  avia-builder-el-5  el_after_av_post_metadata  el_before_av_textblock  av-inherit-size'><h1 class='av-special-heading-tag'  itemprop=\"headline\"  >\u00c9 PRECISO REDUZIR O D\u00c9FICE DE PROTE\u00c7\u00c3O DAS PESSOAS E EMPRESAS E AUMENTAR A RESILI\u00caNCIA DOS PA\u00cdSES FACE \u00c0S ALTERA\u00c7\u00d5ES CLIM\u00c1TICAS. E OS SEGUROS PODEM TER UM PAPEL IMPORTANTE A DESEMPENHAR.<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-lpcvxr49-658fa9932d29cf43ab3d722201b819e3 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><div><\/div>\n<div>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1500\" src=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/09\/clima.jpg\" alt=\"\" width=\"2000\" height=\"800\" srcset=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/09\/clima.jpg 2000w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/09\/clima-300x120.jpg 300w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/09\/clima-1030x412.jpg 1030w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/09\/clima-768x307.jpg 768w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/09\/clima-1536x614.jpg 1536w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/09\/clima-1500x600.jpg 1500w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/09\/clima-705x282.jpg 705w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" \/><\/p>\n<\/div>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-2zmrk8-5934f042f7e73a64d8b3b9457abb5c0d '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><div><\/div>\n<div>\n<p>Esta \u00e9 a conclus\u00e3o do Relat\u00f3rio Final do <em>Climate Resilience Dialogue<\/em>, um grupo especial criado pela Comiss\u00e3o Europeia em 2021 e copresidido pela DG CLIMA e pela DG FISMA, do qual constam as recomenda\u00e7\u00f5es para reduzir as lacunas de prote\u00e7\u00e3o causadas pelas altera\u00e7\u00f5es clim\u00e1ticas.<\/p>\n<p>Reconhecendo que as cat\u00e1strofes naturais causadas pelas altera\u00e7\u00f5es clim\u00e1ticas est\u00e3o a tornar-se cada vez mais intensas e frequentes, o relat\u00f3rio confirma que, atualmente, apenas cerca de 25% das perdas relacionadas com as altera\u00e7\u00f5es clim\u00e1ticas s\u00e3o cobertas por seguros em toda a Europa, embora com grandes diferen\u00e7as entre pa\u00edses.<\/p>\n<p>As principais propostas que o relat\u00f3rio apresenta para mitigar e reduzir as lacunas em mat\u00e9ria de prote\u00e7\u00e3o clim\u00e1tica incluem:<\/p>\n<ul>\n<li>Aumentar a sensibiliza\u00e7\u00e3o para os riscos \u2013 desenvolver ferramentas acess\u00edveis aos consumidores e disponibilizar mais informa\u00e7\u00e3o espec\u00edfica ajustada \u00e0s necessidades de cada localidade;<\/li>\n<li>Explorar as oportunidades que os dados dispon\u00edveis e a sua utiliza\u00e7\u00e3o criteriosa permitem, para assegurar avalia\u00e7\u00f5es de risco adequadas;<\/li>\n<li>Aconselhar e incentivar os cidad\u00e3os a implementar medidas de adapta\u00e7\u00e3o;<\/li>\n<li>Partilhar responsabilidades e envolver todas as partes interessadas para criar e aumentar a resili\u00eancia;<\/li>\n<li>Considerar parcerias p\u00fablico-privadas e\/ou a atribui\u00e7\u00e3o de subs\u00eddios.<\/li>\n<\/ul>\n<p>Do ponto de vista dos seguradores, as altera\u00e7\u00f5es clim\u00e1ticas al\u00e9m de constitu\u00edrem um enorme desafio e um perigo para a sociedade, est\u00e3o tamb\u00e9m a amea\u00e7ar o relevante papel que o setor dos seguros pode ter na prote\u00e7\u00e3o de pessoas e bens quando estes eventos ocorrem, ao potenciarem o aumento e gravidade dos riscos, tornando-os insegur\u00e1veis a pre\u00e7os acess\u00edveis.<\/p>\n<p>Se se quiser que as empresas de seguros continuem a disponibilizar seguros com coberturas amplas e acess\u00edveis, \u00e9 fundamental reduzir radicalmente as emiss\u00f5es de gases com efeito de estufa e refor\u00e7ar a resili\u00eancia da sociedade. O di\u00e1logo entre (re)seguradores, consumidores, empresas e decisores pol\u00edticos, para ouvir, aprender e estudar solu\u00e7\u00f5es concretas, \u00e9 fundamental.<\/p>\n<p>A Insurance Europe divulgou, recentemente, o documento intitulado &#8220;Insurance matters&#8221;, j\u00e1 referido nesta edi\u00e7\u00e3o, no qual sublinha que \u00abas seguradoras podem utilizar os seus conhecimentos e compet\u00eancias em mat\u00e9ria de gest\u00e3o de riscos para ajudar as pessoas, as empresas e o setor p\u00fablico a reduzir os riscos e a exposi\u00e7\u00e3o e a aumentar a resili\u00eancia aos riscos clim\u00e1ticos, cibern\u00e9ticos e outros. Conhe\u00e7a aqui o documento na \u00edntegra (<a href=\"https:\/\/insuranceeurope.eu\/mediaitem\/11b38a51-37e2-4c81-bb99-ca2ada5c6613\/Insurance%20matters.pdf\" target=\"_blank\" rel=\"noopener\">link<\/a>).<\/p>\n<\/div>\n<\/div><\/section><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Esta \u00e9 a conclus\u00e3o do Relat\u00f3rio Final do Climate Resilience Dialogue, um grupo especial criado pela Comiss\u00e3o Europeia em 2021 e copresidido pela DG CLIMA e pela DG FISMA, do qual constam as recomenda\u00e7\u00f5es para reduzir as lacunas de prote\u00e7\u00e3o causadas pelas altera\u00e7\u00f5es clim\u00e1ticas.<\/p>\n","protected":false},"author":1,"featured_media":1500,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"quote","meta":{"footnotes":""},"categories":[18],"tags":[],"class_list":["post-1498","post","type-post","status-publish","format-quote","has-post-thumbnail","hentry","category-europa","post_format-post-format-quote"],"_links":{"self":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/posts\/1498","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1498"}],"version-history":[{"count":2,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/posts\/1498\/revisions"}],"predecessor-version":[{"id":1541,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/posts\/1498\/revisions\/1541"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/media\/1500"}],"wp:attachment":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1498"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1498"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1498"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}