{"id":84,"date":"2023-12-10T12:45:52","date_gmt":"2023-12-10T12:45:52","guid":{"rendered":"http:\/\/test.kriesi.at\/lifestyle-blog\/?page_id=84"},"modified":"2024-03-28T11:36:07","modified_gmt":"2024-03-28T11:36:07","slug":"aps-noticias-12-2","status":"publish","type":"page","link":"https:\/\/segurosecidadania.pt\/?page_id=84","title":{"rendered":"Newsletter APS #01"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1lumk-5dc7d2f163d07c66bbe3da66e5a116a4\">\n.avia-section.av-1lumk-5dc7d2f163d07c66bbe3da66e5a116a4{\nbackground-color:#4db8e8;\nbackground-image:unset;\nz-index:0;\nposition:relative;\n}\n.av-curtain-footer.av-curtain-activated #main .avia-section.av-1lumk-5dc7d2f163d07c66bbe3da66e5a116a4{\nz-index:0;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-1lumk-5dc7d2f163d07c66bbe3da66e5a116a4 main_color avia-section-small avia-no-border-styling  avia-builder-el-0  el_before_av_blog  avia-builder-el-first  avia-bg-style-fixed av-custom-positioned container_wrap fullsize'  ><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-84'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-u6n0-887e1e65027116adb89fd560b88ba621 av_one_full  avia-builder-el-1  avia-builder-el-no-sibling  first av-break-at-tablet flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lpsjqifo-ae5fc16eb3d42bbc094d47bd05b258aa\">\n#top .av-special-heading.av-lpsjqifo-ae5fc16eb3d42bbc094d47bd05b258aa{\nmargin:0 0 0 0;\npadding-bottom:0;\ncolor:#ffffff;\nfont-size:25px;\n}\nbody .av-special-heading.av-lpsjqifo-ae5fc16eb3d42bbc094d47bd05b258aa .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-lpsjqifo-ae5fc16eb3d42bbc094d47bd05b258aa .av-special-heading-tag{\nfont-size:25px;\npadding:0 0 0 0;\n}\n.av-special-heading.av-lpsjqifo-ae5fc16eb3d42bbc094d47bd05b258aa .special-heading-inner-border{\nborder-color:rgba(0,0,0,0.01);\n}\n.av-special-heading.av-lpsjqifo-ae5fc16eb3d42bbc094d47bd05b258aa .av-subheading{\nfont-size:20px;\n}\nbody .av-special-heading.av-lpsjqifo-ae5fc16eb3d42bbc094d47bd05b258aa .av-special-heading-tag .heading-wrap:before{\nborder-color:rgba(0,0,0,0.01);\n}\nbody .av-special-heading.av-lpsjqifo-ae5fc16eb3d42bbc094d47bd05b258aa .av-special-heading-tag .heading-wrap:after{\nborder-color:rgba(0,0,0,0.01);\n}\n\n@media only screen and (max-width: 479px){ \n#top .av-special-heading.av-lpsjqifo-ae5fc16eb3d42bbc094d47bd05b258aa{\nmargin:0 0 -100px 0;\n}\n#top #wrap_all .av-special-heading.av-lpsjqifo-ae5fc16eb3d42bbc094d47bd05b258aa .av-special-heading-tag{\nfont-size:17px;\n}\n}\n\n@media only screen and (min-width: 768px) and (max-width: 989px){ \n#top .av-special-heading.av-lpsjqifo-ae5fc16eb3d42bbc094d47bd05b258aa{\nmargin:0 0 -35px 0;\n}\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top .av-special-heading.av-lpsjqifo-ae5fc16eb3d42bbc094d47bd05b258aa{\nmargin:0 0 -35px 0;\n}\n#top #wrap_all .av-special-heading.av-lpsjqifo-ae5fc16eb3d42bbc094d47bd05b258aa .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-lpsjqifo-ae5fc16eb3d42bbc094d47bd05b258aa av-special-heading-h6 custom-color-heading blockquote modern-quote  avia-builder-el-2  avia-builder-el-no-sibling  av-inherit-size'><h6 class='av-special-heading-tag'  itemprop=\"headline\"  >Newsletter APS #01 | janeiro 2024<\/h6><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-84'><div class='entry-content-wrapper clearfix'>\n<div  data-slideshow-options=\"{&quot;animation&quot;:&quot;fade&quot;,&quot;autoplay&quot;:false,&quot;loop_autoplay&quot;:&quot;once&quot;,&quot;interval&quot;:5,&quot;loop_manual&quot;:&quot;manual-endless&quot;,&quot;autoplay_stopper&quot;:false,&quot;noNavigation&quot;:false,&quot;show_slide_delay&quot;:90}\" class='avia-content-slider avia-content-grid-active avia-content-slider1 avia-content-slider-odd  avia-builder-el-3  el_after_av_section  avia-builder-el-no-sibling  av-slideshow-ui av-control-default   av-no-slider-navigation av-slideshow-manual av-loop-once av-loop-manual-endless '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Blog\" ><div class=\"avia-content-slider-inner\"><div class=\"slide-entry-wrap\"><article class='slide-entry flex_column  post-entry post-entry-940 slide-entry-overview slide-loop-1 slide-parity-odd  av_fullwidth first real-thumbnail posttype-post post-format-standard'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/segurosecidadania.pt\/?p=940' data-rel='slide-1' class='slide-image' title='Ricardo Ferreira Reis'><img decoding=\"async\" fetchpriority=\"high\" width=\"2000\" height=\"800\" src=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/voto-01.jpg\" class=\"wp-image-949 avia-img-lazy-loading-not-949 attachment-no scaling size-no scaling wp-post-image\" alt=\"\" srcset=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/voto-01.jpg 2000w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/voto-01-300x120.jpg 300w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/voto-01-1030x412.jpg 1030w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/voto-01-768x307.jpg 768w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/voto-01-1536x614.jpg 1536w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/voto-01-1500x600.jpg 1500w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/voto-01-705x282.jpg 705w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/segurosecidadania.pt\/?p=940' title='Ricardo Ferreira Reis'>Ricardo Ferreira Reis<\/a><\/h3><span class=\"blog-categories minor-meta\"><a href=\"https:\/\/segurosecidadania.pt\/?cat=15\" rel=\"tag\">Opini\u00e3o<\/a> <\/span><span class=\"av-vertical-delimiter\"><\/span><\/header><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" ><strong>Sondagens e risco: \u201cFazer uma sondagem \u00e9 como abrir uma janela.\u201d<\/strong>\nRicardo Ferreira Reis \u00e9 Diretor da CESOP Cat\u00f3lica Sondagens. Doutorado em Gest\u00e3o de Empresas pela Wharton School, Universidade da Pensilv\u00e2nia, e licenciado em Economia pela Universidade do Porto, d\u00e1 por si a trabalhar como estat\u00edstico e na \u00e1rea da ci\u00eancia pol\u00edtica. A pouco mais de um m\u00eas de umas elei\u00e7\u00f5es legislativas e a apenas uma semana do ato eleitoral nos A\u00e7ores, que decorrem num contexto de grande imprevisibilidade, fala sobre o risco pol\u00edtico e os desafios de quem faz sondagens nos dias que correm. \u201cFazer uma sondagem \u00e9 como abrir uma janela. Podemos saber como est\u00e1 o tempo hoje, mas n\u00e3o significa que consigamos perceber as condi\u00e7\u00f5es meteorol\u00f3gicas de amanh\u00e3.\u201d Ricardo Reis foi o convidado do \u00faltimo Conselho Geral de Associados da APS.<div class=\"read-more-link\"><a href=\"https:\/\/segurosecidadania.pt\/?p=940\" class=\"more-link\">Ler mais<span class=\"more-link-arrow\"><\/span><\/a><\/div><\/div><\/div><footer class=\"entry-footer\"><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2024-01-31T12:44:42+01:00\" >Janeiro 31, 2024<\/time><\/div><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/voto-01.jpg<\/span>\n\t\t\t\t\t\t<span itemprop='height'>800<\/span>\n\t\t\t\t\t\t<span itemprop='width'>2000<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>Frederico Nunes<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/Seguro-Cidadania-Branco-01.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>Frederico Nunes<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2023-12-10T12:45:52+01:00\" >2024-01-31 12:44:42<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2024-03-22 16:43:00<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>Ricardo Ferreira Reis<\/span><\/span><\/span><\/article><\/div><div class=\"slide-entry-wrap\"><article class='slide-entry flex_column  post-entry post-entry-756 slide-entry-overview slide-loop-2 slide-parity-odd  av_fullwidth first real-thumbnail posttype-post post-format-standard'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/segurosecidadania.pt\/?p=756' data-rel='slide-1' class='slide-image' title='A Atividade Seguradora em 2023 e Perspetivas para 2024'><img decoding=\"async\" fetchpriority=\"high\" width=\"2000\" height=\"800\" src=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/atividade-seguradora-2023-2024.jpg\" class=\"wp-image-921 avia-img-lazy-loading-not-921 attachment-no scaling size-no scaling wp-post-image\" alt=\"\" srcset=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/atividade-seguradora-2023-2024.jpg 2000w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/atividade-seguradora-2023-2024-300x120.jpg 300w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/atividade-seguradora-2023-2024-1030x412.jpg 1030w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/atividade-seguradora-2023-2024-768x307.jpg 768w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/atividade-seguradora-2023-2024-1536x614.jpg 1536w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/atividade-seguradora-2023-2024-1500x600.jpg 1500w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/atividade-seguradora-2023-2024-705x282.jpg 705w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/segurosecidadania.pt\/?p=756' title='A Atividade Seguradora em 2023 e Perspetivas para 2024'>A Atividade Seguradora em 2023 e Perspetivas para 2024<\/a><\/h3><span class=\"blog-categories minor-meta\"><a href=\"https:\/\/segurosecidadania.pt\/?cat=16\" rel=\"tag\">N\u00fameros<\/a> <\/span><span class=\"av-vertical-delimiter\"><\/span><\/header><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" >A avalia\u00e7\u00e3o do desempenho econ\u00f3mico da atividade seguradora em 2023 \u00e9 um exerc\u00edcio necessariamente condicionado, uma vez que a entrada em vigor do novo Plano de Contas para as Empresas de Seguros (PCES) reformulou conceitos com impacto significativo nalguns dos principais agregados e indicadores de performance.<div class=\"read-more-link\"><a href=\"https:\/\/segurosecidadania.pt\/?p=756\" class=\"more-link\">Ler mais<span class=\"more-link-arrow\"><\/span><\/a><\/div><\/div><\/div><footer class=\"entry-footer\"><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2024-01-23T12:31:04+01:00\" >Janeiro 23, 2024<\/time><\/div><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/atividade-seguradora-2023-2024.jpg<\/span>\n\t\t\t\t\t\t<span itemprop='height'>800<\/span>\n\t\t\t\t\t\t<span itemprop='width'>2000<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>Frederico Nunes<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/Seguro-Cidadania-Branco-01.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>Frederico Nunes<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2023-12-10T12:45:52+01:00\" >2024-01-23 12:31:04<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2024-03-22 16:43:27<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>A Atividade Seguradora em 2023 e Perspetivas para 2024<\/span><\/span><\/span><\/article><\/div><div class=\"slide-entry-wrap\"><article class='slide-entry flex_column  post-entry post-entry-658 slide-entry-overview slide-loop-3 slide-parity-odd  av_fullwidth first real-thumbnail posttype-post post-format-quote'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/segurosecidadania.pt\/?p=658' data-rel='slide-1' class='slide-image' title='Direito ao Esquecimento'><img decoding=\"async\" fetchpriority=\"high\" width=\"2000\" height=\"799\" src=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/direito-ao-esquecimento.jpg\" class=\"wp-image-900 avia-img-lazy-loading-not-900 attachment-no scaling size-no scaling wp-post-image\" alt=\"\" srcset=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/direito-ao-esquecimento.jpg 2000w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/direito-ao-esquecimento-300x120.jpg 300w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/direito-ao-esquecimento-1030x411.jpg 1030w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/direito-ao-esquecimento-768x307.jpg 768w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/direito-ao-esquecimento-1536x614.jpg 1536w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/direito-ao-esquecimento-1500x599.jpg 1500w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/direito-ao-esquecimento-705x282.jpg 705w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/segurosecidadania.pt\/?p=658' title='Direito ao Esquecimento'>Direito ao Esquecimento<\/a><\/h3><span class=\"blog-categories minor-meta\"><a href=\"https:\/\/segurosecidadania.pt\/?cat=20\" rel=\"tag\">Legisla\u00e7\u00e3o e regulamenta\u00e7\u00e3o nacional<\/a> <\/span><span class=\"av-vertical-delimiter\"><\/span><\/header><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" ><\/strong> A Lei n.\u00ba 75\/2021, de 18 de novembro (\u201clei sobre direito ao esquecimento\u201d), consagra o direito ao esquecimento a pessoas que tenham superado ou mitigado situa\u00e7\u00f5es de risco agravado de sa\u00fade ou de defici\u00eancia, melhorando o acesso ao cr\u00e9dito e a contratos de seguro associados. Este direito \u00e9 aplic\u00e1vel na contrata\u00e7\u00e3o de cr\u00e9dito \u00e0 habita\u00e7\u00e3o, no cr\u00e9dito a consumidores e \u00e0 contrata\u00e7\u00e3o de seguros obrigat\u00f3rios ou facultativos associados a esses cr\u00e9ditos (cfr. art. 3.\u00ba, n.\u00ba 1). O direito ao esquecimento materializa-se na (1) proibi\u00e7\u00e3o de aumento de pr\u00e9mio de seguro ou exclus\u00e3o de garantias e na (2) proibi\u00e7\u00e3o de recolha e tratamento de informa\u00e7\u00e3o relativa a situa\u00e7\u00e3o m\u00e9dica que originou o risco agravado de sa\u00fade ou defici\u00eancia. Tal configura a proibi\u00e7\u00e3o de pr\u00e1ticas discriminat\u00f3rias, que a Lei n.\u00ba 75\/2021, de 18 de novembro, densifica nas altera\u00e7\u00f5es que introduz ao Decreto-Lei n.\u00ba 72\/2008, de 16 de abril (regime jur\u00eddico do contrato de seguro, \u201cLCS\u201d), e \u00e0 Lei n.\u00ba 46\/2006, de 28 de agosto (sobre a proibi\u00e7\u00e3o de pr\u00e1ticas discriminat\u00f3rias).<div class=\"read-more-link\"><a href=\"https:\/\/segurosecidadania.pt\/?p=658\" class=\"more-link\">Ler mais<span class=\"more-link-arrow\"><\/span><\/a><\/div><\/div><\/div><footer class=\"entry-footer\"><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2024-01-23T12:30:00+01:00\" >Janeiro 23, 2024<\/time><\/div><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/direito-ao-esquecimento.jpg<\/span>\n\t\t\t\t\t\t<span itemprop='height'>799<\/span>\n\t\t\t\t\t\t<span itemprop='width'>2000<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>admin<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/Seguro-Cidadania-Branco-01.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>admin<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2023-12-10T12:45:52+01:00\" >2024-01-23 12:30:00<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2024-01-30 12:02:46<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>Direito ao Esquecimento<\/span><\/span><\/span><\/article><\/div><div class=\"slide-entry-wrap\"><article class='slide-entry flex_column  post-entry post-entry-667 slide-entry-overview slide-loop-4 slide-parity-odd  av_fullwidth first real-thumbnail posttype-post post-format-quote'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/segurosecidadania.pt\/?p=667' data-rel='slide-1' class='slide-image' title='Altera\u00e7\u00f5es ao c\u00f3digo do IRC no \u00e2mbito da implementa\u00e7\u00e3o da IFRS 17'><img decoding=\"async\" fetchpriority=\"high\" width=\"2000\" height=\"800\" src=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/irc-2000x800-1.jpg\" class=\"wp-image-922 avia-img-lazy-loading-not-922 attachment-no scaling size-no scaling wp-post-image\" alt=\"\" srcset=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/irc-2000x800-1.jpg 2000w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/irc-2000x800-1-300x120.jpg 300w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/irc-2000x800-1-1030x412.jpg 1030w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/irc-2000x800-1-768x307.jpg 768w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/irc-2000x800-1-1536x614.jpg 1536w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/irc-2000x800-1-1500x600.jpg 1500w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/irc-2000x800-1-705x282.jpg 705w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/segurosecidadania.pt\/?p=667' title='Altera\u00e7\u00f5es ao c\u00f3digo do IRC no \u00e2mbito da implementa\u00e7\u00e3o da IFRS 17'>Altera\u00e7\u00f5es ao c\u00f3digo do IRC no \u00e2mbito da implementa\u00e7\u00e3o da IFRS 17<\/a><\/h3><span class=\"blog-categories minor-meta\"><a href=\"https:\/\/segurosecidadania.pt\/?cat=20\" rel=\"tag\">Legisla\u00e7\u00e3o e regulamenta\u00e7\u00e3o nacional<\/a> <\/span><span class=\"av-vertical-delimiter\"><\/span><\/header><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" ><\/strong> A proposta de altera\u00e7\u00e3o ao C\u00f3digo do Imposto sobre o Rendimento das Pessoas Coletivas (CIRC) no \u00e2mbito da implementa\u00e7\u00e3o da IFRS 17, absolutamente essencial, e acomodando a maioria das sugest\u00f5es que a APS apresentou em complemento ao projeto da ASF e da Autoridade Tribut\u00e1ria, foi aprovada, promulgada e publicada no \u00faltimo dia \u00fatil de 2023.<div class=\"read-more-link\"><a href=\"https:\/\/segurosecidadania.pt\/?p=667\" class=\"more-link\">Ler mais<span class=\"more-link-arrow\"><\/span><\/a><\/div><\/div><\/div><footer class=\"entry-footer\"><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2024-01-23T12:30:00+01:00\" >Janeiro 23, 2024<\/time><\/div><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/irc-2000x800-1.jpg<\/span>\n\t\t\t\t\t\t<span itemprop='height'>800<\/span>\n\t\t\t\t\t\t<span itemprop='width'>2000<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>admin<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/Seguro-Cidadania-Branco-01.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>admin<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2023-12-10T12:45:52+01:00\" >2024-01-23 12:30:00<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2024-01-30 15:47:06<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>Altera\u00e7\u00f5es ao c\u00f3digo do IRC no \u00e2mbito da implementa\u00e7\u00e3o da IFRS 17<\/span><\/span><\/span><\/article><\/div><div class=\"slide-entry-wrap\"><article class='slide-entry flex_column  post-entry post-entry-670 slide-entry-overview slide-loop-5 slide-parity-odd  av_fullwidth first real-thumbnail posttype-post post-format-quote'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/segurosecidadania.pt\/?p=670' data-rel='slide-1' class='slide-image' title='Intelig\u00eancia Artificial'><img decoding=\"async\" fetchpriority=\"high\" width=\"2000\" height=\"800\" src=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/ai-2000x800-1.jpg\" class=\"wp-image-920 avia-img-lazy-loading-not-920 attachment-no scaling size-no scaling wp-post-image\" alt=\"\" srcset=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/ai-2000x800-1.jpg 2000w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/ai-2000x800-1-300x120.jpg 300w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/ai-2000x800-1-1030x412.jpg 1030w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/ai-2000x800-1-768x307.jpg 768w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/ai-2000x800-1-1536x614.jpg 1536w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/ai-2000x800-1-1500x600.jpg 1500w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/ai-2000x800-1-705x282.jpg 705w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/segurosecidadania.pt\/?p=670' title='Intelig\u00eancia Artificial'>Intelig\u00eancia Artificial<\/a><\/h3><span class=\"blog-categories minor-meta\"><a href=\"https:\/\/segurosecidadania.pt\/?cat=22\" rel=\"tag\">Legisla\u00e7\u00e3o e regulamenta\u00e7\u00e3o europeia<\/a> <\/span><span class=\"av-vertical-delimiter\"><\/span><\/header><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" ><\/strong> A utiliza\u00e7\u00e3o da intelig\u00eancia artificial na Uni\u00e3o Europeia ser\u00e1 regulada pela lei da intelig\u00eancia artificial, apresentada pela Comiss\u00e3o Europeia em abril de 2021, tendo as institui\u00e7\u00f5es europeias (Comiss\u00e3o, Conselho e Parlamento) finalmente chegado a um acordo sobre o texto final, embora ainda provis\u00f3rio, em dezembro de 2023. Este acordo marca um precedente significativo na regulamenta\u00e7\u00e3o da intelig\u00eancia artificial a n\u00edvel mundial e embora a lei ainda esteja longe de ser plenamente aplicada \u2013 prevista apenas para 2026 \u2013 lan\u00e7a as bases para uma era de inova\u00e7\u00e3o tecnol\u00f3gica.<div class=\"read-more-link\"><a href=\"https:\/\/segurosecidadania.pt\/?p=670\" class=\"more-link\">Ler mais<span class=\"more-link-arrow\"><\/span><\/a><\/div><\/div><\/div><footer class=\"entry-footer\"><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2024-01-23T12:29:00+01:00\" >Janeiro 23, 2024<\/time><\/div><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/ai-2000x800-1.jpg<\/span>\n\t\t\t\t\t\t<span itemprop='height'>800<\/span>\n\t\t\t\t\t\t<span itemprop='width'>2000<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>admin<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/Seguro-Cidadania-Branco-01.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>admin<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2023-12-10T12:45:52+01:00\" >2024-01-23 12:29:00<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2024-01-30 15:48:16<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>Intelig\u00eancia Artificial<\/span><\/span><\/span><\/article><\/div><div class=\"slide-entry-wrap\"><article class='slide-entry flex_column  post-entry post-entry-719 slide-entry-overview slide-loop-6 slide-parity-odd  av_fullwidth first real-thumbnail posttype-post post-format-quote'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/segurosecidadania.pt\/?p=719' data-rel='slide-1' class='slide-image' title='Seguro de Acidentes Pessoais'><img decoding=\"async\" fetchpriority=\"high\" width=\"2000\" height=\"800\" src=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidentes-pessoais.jpg\" class=\"wp-image-915 avia-img-lazy-loading-not-915 attachment-no scaling size-no scaling wp-post-image\" alt=\"\" srcset=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidentes-pessoais.jpg 2000w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidentes-pessoais-300x120.jpg 300w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidentes-pessoais-1030x412.jpg 1030w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidentes-pessoais-768x307.jpg 768w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidentes-pessoais-1536x614.jpg 1536w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidentes-pessoais-1500x600.jpg 1500w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidentes-pessoais-705x282.jpg 705w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/segurosecidadania.pt\/?p=719' title='Seguro de Acidentes Pessoais'>Seguro de Acidentes Pessoais<\/a><\/h3><span class=\"blog-categories minor-meta\"><a href=\"https:\/\/segurosecidadania.pt\/?cat=17\" rel=\"tag\">Jurisprud\u00eancia<\/a> <\/span><span class=\"av-vertical-delimiter\"><\/span><\/header><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" ><strong>Tribunal da Rela\u00e7\u00e3o de Lisboa:<\/strong> Ac\u00f3rd\u00e3o de 07 de novembro de 2023 (Processo n.\u00ba 3844\/19.6T8LSB.L1-7), com o seguinte sum\u00e1rio:\nI-  Sempre que se verifique que a altera\u00e7\u00e3o da decis\u00e3o sobre mat\u00e9ria de facto pretendida pelo apelante \u00e9 manifestamente insuscet\u00edvel de ter como efeito a altera\u00e7\u00e3o da decis\u00e3o quanto ao fundo da causa, deve concluir-se que a aprecia\u00e7\u00e3o da impugna\u00e7\u00e3o da decis\u00e3o sobre mat\u00e9ria de facto contraria os princ\u00edpios da celeridade e celeridade e economia processuais (art.\u00bas 2\u00ba, n\u00ba 1, 137\u00ba e 138\u00ba, todos do CPC), e constitui um ato in\u00fatil, e como tal proibido (art.\u00ba 130\u00ba), raz\u00e3o pelo qual deve o Tribunal da Rela\u00e7\u00e3o rejeit\u00e1-la.\nII- O contrato de seguro de acidentes pessoais cobre os riscos de les\u00e3o corporal, invalidez ou morte da pessoa segura - art.\u00ba 210\u00ba do Regime Jur\u00eddico do Contrato de Seguro.\nIII- Por for\u00e7a da outorga de tal contrato fica a seguradora obrigada a reembolsar o segurado no valor dos danos pessoais emergentes daqueles eventos, nos termos previstos na ap\u00f3lice. No caso de morte, o valor a entregar aos benefici\u00e1rios da pessoa segura corresponde ao capital seguro \u2013 art.\u00ba 198\u00ba, n\u00ba 2 da LCS, aplic\u00e1vel ex vi do art.\u00ba 211\u00ba, n\u00ba 1 do mesmo diploma.\nIV- Nos termos do disposto no art.\u00ba 210\u00ba da LCS, o conceito de \u201cacidente\u201d relevante para a delimita\u00e7\u00e3o dos riscos cobertos por seguro de acidentes pessoais consiste num evento de natureza \u201cs\u00fabita, externa, e imprevis\u00edvel\u201d, que causa \u201cles\u00e3o corporal, invalidez, tempor\u00e1ria ou permanente, ou morte da pessoa segura\u201d.\nV- Tendo a pessoa segura falecido em morte em consequ\u00eancia de enfarte agudo do mioc\u00e1rdio, e n\u00e3o se tendo apurado que tal enfarte tenha sido consequ\u00eancia de qualquer causa externa ao falecido, aquele evento n\u00e3o constitui \u201cacidente pessoal\u201d, raz\u00e3o pela qual n\u00e3o constitui um risco coberto pelo seguro de acidentes pessoais.<div class=\"read-more-link\"><a href=\"https:\/\/segurosecidadania.pt\/?p=719\" class=\"more-link\">Ler mais<span class=\"more-link-arrow\"><\/span><\/a><\/div><\/div><\/div><footer class=\"entry-footer\"><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2024-01-23T12:28:00+01:00\" >Janeiro 23, 2024<\/time><\/div><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidentes-pessoais.jpg<\/span>\n\t\t\t\t\t\t<span itemprop='height'>800<\/span>\n\t\t\t\t\t\t<span itemprop='width'>2000<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>admin<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/Seguro-Cidadania-Branco-01.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>admin<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2023-12-10T12:45:52+01:00\" >2024-01-23 12:28:00<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2024-01-30 12:21:48<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>Seguro de Acidentes Pessoais<\/span><\/span><\/span><\/article><\/div><div class=\"slide-entry-wrap\"><article class='slide-entry flex_column  post-entry post-entry-724 slide-entry-overview slide-loop-7 slide-parity-odd  av_fullwidth first real-thumbnail posttype-post post-format-quote'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/segurosecidadania.pt\/?p=724' data-rel='slide-1' class='slide-image' title='Estudo de mercado Pan-Europeu sobre pens\u00f5es de reforma: principais resultados Europeus e de Portugal'><img decoding=\"async\" fetchpriority=\"high\" width=\"2000\" height=\"800\" src=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/foto-reformas.jpg\" class=\"wp-image-887 avia-img-lazy-loading-not-887 attachment-no scaling size-no scaling wp-post-image\" alt=\"\" srcset=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/foto-reformas.jpg 2000w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/foto-reformas-300x120.jpg 300w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/foto-reformas-1030x412.jpg 1030w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/foto-reformas-768x307.jpg 768w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/foto-reformas-1536x614.jpg 1536w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/foto-reformas-1500x600.jpg 1500w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/foto-reformas-705x282.jpg 705w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/segurosecidadania.pt\/?p=724' title='Estudo de mercado Pan-Europeu sobre pens\u00f5es de reforma: principais resultados Europeus e de Portugal'>Estudo de mercado Pan-Europeu sobre pens\u00f5es de reforma: principais resultados Europeus e de Portugal<\/a><\/h3><span class=\"blog-categories minor-meta\"><a href=\"https:\/\/segurosecidadania.pt\/?cat=18\" rel=\"tag\">Europa<\/a> <\/span><span class=\"av-vertical-delimiter\"><\/span><\/header><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" >Em 2023, a Insurance Europe promoveu, uma vez mais, um estudo de mercado a n\u00edvel europeu para analisar a perce\u00e7\u00e3o dos cidad\u00e3os sobre a situa\u00e7\u00e3o de reforma.\nTendo a APS aderido a esta iniciativa, divulgam-se os principais resultados deste inqu\u00e9rito e algumas recomenda\u00e7\u00f5es do setor sobre os desafios que se colocam ao futuro das pens\u00f5es de reforma.<div class=\"read-more-link\"><a href=\"https:\/\/segurosecidadania.pt\/?p=724\" class=\"more-link\">Ler mais<span class=\"more-link-arrow\"><\/span><\/a><\/div><\/div><\/div><footer class=\"entry-footer\"><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2024-01-23T12:27:00+01:00\" >Janeiro 23, 2024<\/time><\/div><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/foto-reformas.jpg<\/span>\n\t\t\t\t\t\t<span itemprop='height'>800<\/span>\n\t\t\t\t\t\t<span itemprop='width'>2000<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>admin<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/Seguro-Cidadania-Branco-01.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>admin<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2023-12-10T12:45:52+01:00\" >2024-01-23 12:27:00<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2024-01-30 11:52:07<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>Estudo de mercado Pan-Europeu sobre pens\u00f5es de reforma: principais resultados Europeus e de Portugal<\/span><\/span><\/span><\/article><\/div><div class=\"slide-entry-wrap\"><article class='slide-entry flex_column  post-entry post-entry-726 slide-entry-overview slide-loop-8 slide-parity-odd  av_fullwidth first real-thumbnail posttype-post post-format-quote'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/segurosecidadania.pt\/?p=726' data-rel='slide-1' class='slide-image' title='Evolu\u00e7\u00e3o da Telemedicina | 2020-2022'><img decoding=\"async\" fetchpriority=\"high\" width=\"2000\" height=\"800\" src=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2023\/12\/teleconsulta-2000x800-1.jpg\" class=\"wp-image-319 avia-img-lazy-loading-not-319 attachment-no scaling size-no scaling wp-post-image\" alt=\"\" srcset=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2023\/12\/teleconsulta-2000x800-1.jpg 2000w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2023\/12\/teleconsulta-2000x800-1-300x120.jpg 300w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2023\/12\/teleconsulta-2000x800-1-1030x412.jpg 1030w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2023\/12\/teleconsulta-2000x800-1-768x307.jpg 768w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2023\/12\/teleconsulta-2000x800-1-1536x614.jpg 1536w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2023\/12\/teleconsulta-2000x800-1-1500x600.jpg 1500w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2023\/12\/teleconsulta-2000x800-1-705x282.jpg 705w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/segurosecidadania.pt\/?p=726' title='Evolu\u00e7\u00e3o da Telemedicina | 2020-2022'>Evolu\u00e7\u00e3o da Telemedicina | 2020-2022<\/a><\/h3><span class=\"blog-categories minor-meta\"><a href=\"https:\/\/segurosecidadania.pt\/?cat=13\" rel=\"tag\">An\u00e1lise<\/a> <\/span><span class=\"av-vertical-delimiter\"><\/span><\/header><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" >A APS promoveu um estudo estat\u00edstico sobre a telemedicina. Os elementos estat\u00edsticos reunidos no documento \u201cEvolu\u00e7\u00e3o da Telemedicina: 2020-2022\u201d resultam de uma recolha de informa\u00e7\u00e3o junto das seguradoras associadas da APS para acompanhar o aumento percecionado da oferta e da utiliza\u00e7\u00e3o das solu\u00e7\u00f5es de telemedicina presentes no mercado segurador.\n\nEste estudo \u00e9 composto por diversos indicadores, como o n\u00famero de teleconsultas realizadas nas plataformas das seguradoras e nos prestadores de sa\u00fade para as especialidades de medicina geral e familiar, medicina interna e pediatria, ou a efici\u00eancia e experi\u00eancia do cliente (first call resolutions), em que  \u00e9 estudada a dura\u00e7\u00e3o m\u00e9dia da teleconsulta e o n\u00famero de teleconsultas com exames prescritos e medicamentos. Os resultados obtidos s\u00e3o analisados por tipo de seguro e faixa et\u00e1ria e correspondem a uma amostra de 94% do mercado em termos de pr\u00e9mios do ramo Doen\u00e7a em 2022.<div class=\"read-more-link\"><a href=\"https:\/\/segurosecidadania.pt\/?p=726\" class=\"more-link\">Ler mais<span class=\"more-link-arrow\"><\/span><\/a><\/div><\/div><\/div><footer class=\"entry-footer\"><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2024-01-23T12:26:00+01:00\" >Janeiro 23, 2024<\/time><\/div><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2023\/12\/teleconsulta-2000x800-1.jpg<\/span>\n\t\t\t\t\t\t<span itemprop='height'>800<\/span>\n\t\t\t\t\t\t<span itemprop='width'>2000<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>admin<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/Seguro-Cidadania-Branco-01.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>admin<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2023-12-10T12:45:52+01:00\" >2024-01-23 12:26:00<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2024-01-30 11:52:53<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>Evolu\u00e7\u00e3o da Telemedicina | 2020-2022<\/span><\/span><\/span><\/article><\/div><div class=\"slide-entry-wrap\"><article class='slide-entry flex_column  post-entry post-entry-728 slide-entry-overview slide-loop-9 slide-parity-odd  av_fullwidth first real-thumbnail posttype-post post-format-quote'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/segurosecidadania.pt\/?p=728' data-rel='slide-1' class='slide-image' title='Curso de Especializa\u00e7\u00e3o em Medicina dos Seguros'><img decoding=\"async\" fetchpriority=\"high\" width=\"2000\" height=\"800\" src=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/foto-curso.jpg\" class=\"wp-image-889 avia-img-lazy-loading-not-889 attachment-no scaling size-no scaling wp-post-image\" alt=\"\" srcset=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/foto-curso.jpg 2000w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/foto-curso-300x120.jpg 300w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/foto-curso-1030x412.jpg 1030w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/foto-curso-768x307.jpg 768w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/foto-curso-1536x614.jpg 1536w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/foto-curso-1500x600.jpg 1500w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/foto-curso-705x282.jpg 705w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/segurosecidadania.pt\/?p=728' title='Curso de Especializa\u00e7\u00e3o em Medicina dos Seguros'>Curso de Especializa\u00e7\u00e3o em Medicina dos Seguros<\/a><\/h3><span class=\"blog-categories minor-meta\"><a href=\"https:\/\/segurosecidadania.pt\/?cat=19\" rel=\"tag\">Forma\u00e7\u00e3o<\/a> <\/span><span class=\"av-vertical-delimiter\"><\/span><\/header><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" >Arrancou, em novembro de 2023, o primeiro Curso de Especializa\u00e7\u00e3o em Medicina dos Seguros, promovido pela Faculdade de Medicina da Universidade do Porto (FMUP), em colabora\u00e7\u00e3o com a APS.<div class=\"read-more-link\"><a href=\"https:\/\/segurosecidadania.pt\/?p=728\" class=\"more-link\">Ler mais<span class=\"more-link-arrow\"><\/span><\/a><\/div><\/div><\/div><footer class=\"entry-footer\"><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2024-01-23T12:25:00+01:00\" >Janeiro 23, 2024<\/time><\/div><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/foto-curso.jpg<\/span>\n\t\t\t\t\t\t<span itemprop='height'>800<\/span>\n\t\t\t\t\t\t<span itemprop='width'>2000<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>admin<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/Seguro-Cidadania-Branco-01.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>admin<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2023-12-10T12:45:52+01:00\" >2024-01-23 12:25:00<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2024-01-30 11:53:28<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>Curso de Especializa\u00e7\u00e3o em Medicina dos Seguros<\/span><\/span><\/span><\/article><\/div><div class=\"slide-entry-wrap\"><article class='slide-entry flex_column  post-entry post-entry-731 slide-entry-overview slide-loop-10 slide-parity-odd  post-entry-last  av_fullwidth first real-thumbnail posttype-post post-format-quote'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/segurosecidadania.pt\/?p=731' data-rel='slide-1' class='slide-image' title='Sinistralidade Rodovi\u00e1ria'><img decoding=\"async\" fetchpriority=\"high\" width=\"2000\" height=\"799\" src=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidente-photoshop.jpg\" class=\"wp-image-891 avia-img-lazy-loading-not-891 attachment-no scaling size-no scaling wp-post-image\" alt=\"\" srcset=\"https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidente-photoshop.jpg 2000w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidente-photoshop-300x120.jpg 300w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidente-photoshop-1030x411.jpg 1030w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidente-photoshop-768x307.jpg 768w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidente-photoshop-1536x614.jpg 1536w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidente-photoshop-1500x599.jpg 1500w, https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidente-photoshop-705x282.jpg 705w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/segurosecidadania.pt\/?p=731' title='Sinistralidade Rodovi\u00e1ria'>Sinistralidade Rodovi\u00e1ria<\/a><\/h3><span class=\"blog-categories minor-meta\"><a href=\"https:\/\/segurosecidadania.pt\/?cat=2\" rel=\"tag\">Not\u00edcias<\/a> <\/span><span class=\"av-vertical-delimiter\"><\/span><\/header><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" >Os n\u00fameros dispon\u00edveis para 2023 (apesar de n\u00e3o estarem ainda encerrados para o total do ano) evidenciam, desde j\u00e1, um agravamento da sinistralidade rodovi\u00e1ria em Portugal, n\u00e3o s\u00f3 em rela\u00e7\u00e3o a 2022, mas j\u00e1 mesmo em rela\u00e7\u00e3o a 2019, ou seja, a um ambiente pr\u00e9-pandemia.<div class=\"read-more-link\"><a href=\"https:\/\/segurosecidadania.pt\/?p=731\" class=\"more-link\">Ler mais<span class=\"more-link-arrow\"><\/span><\/a><\/div><\/div><\/div><footer class=\"entry-footer\"><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2024-01-23T12:24:00+01:00\" >Janeiro 23, 2024<\/time><\/div><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/acidente-photoshop.jpg<\/span>\n\t\t\t\t\t\t<span itemprop='height'>799<\/span>\n\t\t\t\t\t\t<span itemprop='width'>2000<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>admin<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/segurosecidadania.pt\/wp-content\/uploads\/2024\/01\/Seguro-Cidadania-Branco-01.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>admin<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2023-12-10T12:45:52+01:00\" >2024-01-23 12:24:00<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2024-01-30 12:04:38<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>Sinistralidade Rodovi\u00e1ria<\/span><\/span><\/span><\/article><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-84","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/pages\/84","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=84"}],"version-history":[{"count":167,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/pages\/84\/revisions"}],"predecessor-version":[{"id":908,"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=\/wp\/v2\/pages\/84\/revisions\/908"}],"wp:attachment":[{"href":"https:\/\/segurosecidadania.pt\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=84"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}